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5025 S Fork Ln, Waterloo, IA, 50701

5beds
6baths
5,059sqft
$624,900
$124price/sqft
$5,155/moest. monthly cost
$206,200/yrincome needed

About This Home

Lavish living with all the amenities! This absolutely amazing two-story home in Waterloo resides on a sizable lot that conveniently backs to the South Hills Golf Course! Instantly inviting inside and out, the grand entry greets you as you enter, showcasing the elegant dining room and spacious office, both fit with beautiful wood flooring and expansive windows. The living room is full of detail with a luxurious feel, offering fantastic lighting, a fireplace, and access to the lovely back patio. You’ll truly be impressed by the dine-in kitchen that offers tons of cooking space, large granite countertops with breakfast bar seating, seamless appliances, and high-end cabinetry, as well as a window-lined wall making for a perfect dining spot with a view! Also on the main floor, you have a great master suite with en-suite featuring granite dual vanities and jetted tub, updated tile shower, and a walk-in closet. Finishing the main floor you’ll also find the laundry room and two half baths. The upper level of the home is super spacious with its three gorgeous bedroom spaces and a sensational sitting area with a beautiful view. Quality and comfort carry on to the lower level, featuring a family room with heated tile floors, rec room, spare bedroom, and an additional full bathroom. This home is better than new and offers a prime location with quality construction and all new mechanicals! Outside, you also have an expansive backyard with tons of landscaping, stunning back patio and an oversized three stall garage. Luxury starts here with this amazing five bedroom home in Waterloo! See for yourself today before it's gone!

Getting Around

0
WalkingCar-Dependent
14
TransitMinimal Transit
42
BikeSomewhat Bikeable

Schools

8/10
Orange Elementary SchoolGrades PK-51.6 mi
6/10
Hoover Middle SchoolGrades 6-82.3 mi
3/10
West High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,391

Heating & Cooling

  • Heating features: Forced Air,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 5,059 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 881314126006
  • Zoning: R-1
  • Special condition: Standard

Lot

  • Lot size: 0.76 Acres
  • Lot size dimensions: 125x125x258x273

Parking

  • Total spaces: 3
  • Parking features: 3 or More Stalls,Attached Garage
  • Covered spaces: 3
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,159$37,908
Home Insurance *$559$6,708
Property Taxes $1,060$12,720
Electricity $377$4,528
Total$5,155$61,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,742/yr
40% on housing$154,650/yr
45% on housing$137,466/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 50701$135
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50701$122
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$649,900
2019-07-02Sold$475,000
2019-04-16Pending sale$499,900
2018-06-01Price change$499,900
2018-02-15Listed for sale$525,000
2017-11-14Listing removed$529,900
2017-03-13Price change$529,900
2015-08-18Listed for sale$549,900
2015-07-16Listing removed$549,900
2014-10-16Listed for sale$549,900
2006-02-06Sold$470,000

For Sale by Agent

AgentAmy Wienands
BrokerageAWRE, EXP Realty, LLC

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