1800 E Ridgeway Ave, Waterloo, IA, 50702
About This Home
This one checks all the boxes! Sitting on 0.78 acres, this beautiful 4-bedroom, 2-bath home offers the perfect blend of space, comfort, and convenience. The oversized primary suite is a dream with its private bath and THREE closets because let's be honest, you can never have too much closet space! You'll also love the cozy 4-season porch, functional galley kitchen, fully fenced backyard, finished basement, 4-stall attached garage, and a 60' x 20' outbuilding that's ready for all your toys, hobbies, or storage needs. Located just minutes from the business district and only a few blocks from an elementary school, this home truly has something for everyone. All information obtained from seller and public records.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1946
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Dryer,Microwave,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Ceiling Fan(s)
- Fireplace features: None
- Finished area below ground: 948
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,659 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 881302126013
- Zoning: R-2
- Special condition: Standard
Features
- Patio & porch: Deck,Enclosed
- Fencing: Fenced
Lot
- Lot size: 0.79 Acres
- Lot size dimensions: 114x300
Parking
- Total spaces: 4
- Parking features: Heated Garage
- Covered spaces: 4
- Carport spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,491 | $17,892 |
| Home Insurance * | $250 | $3,000 |
| Property Taxes | $499 | $5,988 |
| Electricity | $123 | $1,485 |
| Total | $2,363 | $28,356 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $295,000 |
| 2026-07-13 | Listed for sale | $300,000 |
| 2021-04-20 | Sold | $213,500 |
| 2021-02-23 | Pending sale | $210,000 |
| 2021-01-01 | Price change | $210,000 |
| 2020-11-11 | Price change | $214,900 |
| 2020-10-19 | Price change | $219,900 |
| 2020-10-11 | Price change | $224,500 |
| 2020-09-27 | Price change | $229,500 |
| 2020-09-17 | Listed for sale | $234,500 |
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