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2620 Crestline Ave, Waterloo, IA, 50702

3beds
0baths
1,546sqft
$225,000
$146price/sqft
$1,826/moest. monthly cost
$73,040/yrincome needed

About This Home

Well-built split-level home offering 3 bedrooms, 2 bathrooms, and great space throughout! Features include a large living room, dining area off the kitchen with sliding glass doors to a backyard patio, and a finished lower-level family room. Spacious closets throughout for ample storage. Kitchen includes built-in oven & cooktop. Attached 2-door garage, water softener, newer high-efficiency furnace, and roof replaced in Jan. 2024.

Getting Around

53
WalkingSomewhat Walkable
24
TransitMinimal Transit
37
BikeSomewhat Bikeable

Schools

3/10
6/10
Hoover Middle SchoolGrades 6-80.4 mi
3/10
West High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1966

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding,Brk Accent,Shingle Siding,Combination

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Built-In Range,Disposal,Gas Water Heater
  • Laundry features: Lower Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 154
  • Dimensions: 14 x 11

Features

  • Door features: Sliding Doors
  • Fireplace features: None
  • Finished area below ground: 216

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,546 sqft

Kitchen

  • Level: Main
  • Area: 121
  • Dimensions: 11 x 11

Living Room

  • Level: Main
  • Area: 247
  • Dimensions: 19 x 13

Master Bedroom

  • Level: Main
  • Area: 154
  • Dimensions: 14 x 11

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 881303301035
  • Zoning: R-1
  • Special condition: Standard

Features

  • Patio & porch: Patio

Lot

  • Lot size: 0.25 Acres
  • Features: Level
  • Lot size dimensions: 70 x 135 x 90 x 135

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Attached Garage,Garage Door Opener
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Tornado

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$190$2,280
Property Taxes $378$4,536
Electricity $121$1,452
Total$1,826$21,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,605/yr
40% on housing$54,780/yr
45% on housing$48,693/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 50702$126
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50702$112
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Listed for sale$210,000
2026-08-13Listing removed$225,000
2026-07-10Price change$225,000
2026-07-01Price change$233,000
2026-05-29Listed for sale$236,000

For Sale by Agent

AgentAngie Camlin
BrokerageEXP Realty, LLC

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