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2756 Fairlane Ave, Waterloo, IA, 50702

4beds
2baths
1,720sqft
$200,000
$116price/sqft
$1,644/moest. monthly cost
$65,760/yrincome needed

About This Home

Don't miss out on this opportunity if you are looking for a 4-5 bedroom home for a reasonable price point. Yes, this split foyer in the West High school district is priced at 239,900 and just waiting for its next owner. It is complete with 2 full baths and a great yard and deck. The two stall garage is an added bonus. The moment you walk in you are greeted with newer LVP flooring and a bright living room. The kitchen and dining area are conveniently located and there is a mudrrom off of the dining room that leads you to the garage. Both levels are complete with two baths and 2 bedrooms. The family room downstairs could also be used as the 5th bedroom if needed. Be sure to schedule your showing today!

Getting Around

51
WalkingSomewhat Walkable
23
TransitMinimal Transit
41
BikeSomewhat Bikeable

Schools

3/10
6/10
Hoover Middle SchoolGrades 6-80.5 mi
3/10
West High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1967

Materials

  • Roof: Shingle
  • Construction materials: Brk Accent,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Laundry Room,Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: None
  • Finished area below ground: 700

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,720 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 881303303013
  • Zoning: R-2
  • Special condition: Standard

Features

  • Patio & porch: Deck

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 70x141

Parking

  • Total spaces: 2
  • Parking features: 2 Stall
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Tornado

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$169$2,028
Property Taxes $336$4,032
Electricity $128$1,539
Total$1,644$19,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,365/yr
40% on housing$49,320/yr
45% on housing$43,840/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 50702$126
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50702$112
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$230,000
2026-05-01Listed for sale$239,900
2022-09-13Sold$179,900
2022-08-14Pending sale$179,900
2022-08-10Listed for sale$179,900

For Sale by Agent

AgentLinda Curran
BrokerageOakridge Real Estate

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