See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3538 Inverness Rd, Waterloo, IA, 50701

4beds
3baths
4,625sqft
$959,000
$207price/sqft
$7,722/moest. monthly cost
$308,880/yrincome needed

About This Home

Welcome to luxury living at its finest, this premier offering on Sunnyside Golf Course is truly one of a kind. From the moment you step inside, you’re greeted by a grand foyer anchored by a stunning double-sided stone wood burning fireplace, setting the tone for the elegance throughout. The expansive family room showcases wraparound windows that perfectly frame breathtaking views, creating a seamless connection between indoor comfort and outdoor beauty. The kitchen is both stylish and functional- featuring granite countertops, a spacious breakfast bar, commercial-grade viking appliances, and a dedicated dining area designed for gathering. Just down the hall, you’ll find a generous office space, a convenient half bath, and a large bedroom complete with its own private ensuite. The main floor primary suite is a true retreat—offering a private sitting area, a spa-like ensuite with a tiled steam shower, and direct access to a secluded deck. The lower level continues to impress with a bright and inviting family room space with walk-out access. You’ll also find two additional large bedrooms, a full bathroom, and a spacious workout area. Wine enthusiasts will appreciate the temperature-controlled cellar, maintained at 60 degrees year-round. Step outside to the new maintenance free deck, an ideal space for entertaining or simply soaking in the serene golf course setting. Rounding out this exceptional home is a private golf cart garage accessible from the lower level and a 3 stall heated garage space. The updated exterior blends natural textures and warm tones, creating a cozy yet elevated aesthetic that's rarely found in this area. This is more than a home...it’s a lifestyle.

Getting Around

29
WalkingCar-Dependent
22
TransitMinimal Transit
30
BikeSomewhat Bikeable

Schools

3/10
6/10
Hoover Middle SchoolGrades 6-81.0 mi
3/10
West High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Stone,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Refrigerator,Gas Water Heater,Water Softener
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Radon Mitigation System,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Beamed Ceilings,Granite Counters,Rear Stairs,Wet Bar
  • Door features: Paneled Doors
  • Fireplace features: One,Double Sided,Gas Starter,In Family Room Up,Masonry,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,820

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,625 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 881305426011
  • Zoning: R-1
  • Special condition: Standard

Features

  • Patio & porch: Deck-Wrap Around,Deck,Covered
  • Fencing: Invisible
  • Has view: Yes
  • View description: Golf Course

Lot

  • Lot size: 0.50 Acres
  • Features: On Golf Course,Landscaped
  • Lot size dimensions: 168x120x150x150

Parking

  • Total spaces: 3
  • Parking features: 3 or More Stalls,Attached Garage,Garage Door Opener,Heated Garage,Workshop in Garage
  • Covered spaces: 3
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hail
Tornado

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,849$58,188
Home Insurance *$859$10,308
Property Taxes $1,670$20,040
Electricity $344$4,139
Total$7,722$92,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$264,754/yr
40% on housing$231,660/yr
45% on housing$205,920/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 50701$134
Black Hawk County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 50701$122
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$989,000

For Sale by Agent

AgentAmy Wienands
BrokerageAWRE, EXP Realty, LLC

Similar Homes