143 S Elk Run Rd, Waterloo, IA, 50703
About This Home
Don’t miss your chance to own this charming 1 3/4 story home set on a rare half-acre lot—offering the perfect “country in the city” feel! With 4 bedrooms and 2 bathrooms, this spacious home features high ceilings and beautiful farmhouse character throughout. The main floor offers great flexibility with a bedroom that can also serve as a convenient laundry space, along with a full bathroom for easy main-level living. You’ll love the timeless details, including a classic clawfoot tub that adds warmth and charm. Property is being sold "As is" Enjoy peace of mind with major updates already completed: new main-floor windows (2024), furnace (2022), and roof (2016). Step outside and take advantage of the large yard—perfect for relaxing, entertaining, or creating your own outdoor oasis.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1869
Materials
- Roof: Asphalt
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Appliances Negotiable,Gas Water Heater
- Laundry features: 1st Floor,Lower Level
Basement
- Has basement: Yes
- Basement: Concrete
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Fireplace features: None
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,664 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 891227102024
- Zoning: R-1
- Special condition: Standard
Lot
- Lot size: 0.49 Acres
- Lot size dimensions: 900x138
Parking
- Parking features: 1 Stall
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $748 | $8,976 |
| Home Insurance * | $260 | $3,120 |
| Property Taxes | $111 | $1,332 |
| Electricity | $124 | $1,489 |
| Total | $1,243 | $14,916 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $135,000 |
| 2026-06-05 | Listed for sale | $148,000 |
| 1998-05-19 | Sold | $52,000 |
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