2207 E 4th St, Waterloo, IA, 50703
About This Home
Spacious 4-Bedroom Home with Over 2,000 Sq Ft—Across from the Park! Welcome to this charming 4-bedroom, 1-bathroom home offering over 2,000 square feet of comfortable living space, perfectly located just steps from a scenic park. Inside, you'll find a spacious and flexible layout featuring a formal dining room—ideal for hosting family gatherings or dinner parties. The recently updated kitchen offers modern finishes and functionality, ready to handle everything from weeknight meals to holiday cooking. Relax and unwind in the enclosed porch, a great year-round spot for sipping coffee, reading, or simply taking in the neighborhood charm. The large, unfinished basement offers tons of potential—create a home gym, workshop, additional living area, or abundant storage to suit your needs. With generous square footage, classic charm, and a prime location, this home is full of character and ready for your personal touch. Don’t miss this opportunity to own a spacious, well-located gem!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1926
Materials
- Roof: Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Appliances Negotiable,Gas Water Heater
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s)
- Flooring: Hardwood
- Fireplace features: One
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 2,124 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 891313304011
- Zoning: R-2
- Special condition: Standard
Features
- Patio & porch: Enclosed
- Fencing: Fenced
Lot
- Lot size: 6,969 sqft
- Lot size dimensions: 50.00 x 142.00
Parking
- Total spaces: 1
- Parking features: 1 Stall
- Covered spaces: 1
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $455 | $5,460 |
| Home Insurance * | $158 | $1,896 |
| Property Taxes | $120 | $1,440 |
| Electricity | $158 | $1,901 |
| Total | $891 | $10,692 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-16 | Listed for sale | $90,000 |
| 2025-12-01 | Listing removed | $99,500 |
| 2025-07-22 | Price change | $99,500 |
| 2025-06-06 | Listed for sale | $104,900 |
| 2023-02-01 | Listing removed | -- |
| 2022-10-09 | Price change | $115,000 |
| 2022-08-05 | Price change | $119,900 |
| 2022-07-29 | Listed for sale | $125,000 |
| 2008-06-02 | Sold | $81,000 |
View on Zillow