See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3

1134 N Barclay St, Waterloo, IA, 50703

3beds
1baths
1,072sqft
$125,000
$117price/sqft
$1,163/moest. monthly cost
$46,520/yrincome needed

About This Home

Great opportunity in a good neighborhood close to Gates Park! Three bedrooms, dining room, and full bathroom on main floor. Double garage on a nice sized lot. **24 hour notice for all showings- tenant occupied.

Getting Around

33
WalkingCar-Dependent
19
TransitMinimal Transit
31
BikeSomewhat Bikeable

Schools

2/10
Cunningham SchoolGrades PK-50.6 mi
2/10
East High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1951

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,072 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 891313451034
  • Zoning: R-4
  • Special condition: Standard

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 58x115

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Detached Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$219$2,628
Property Taxes $191$2,292
Electricity $121$1,452
Total$1,163$13,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,874/yr
40% on housing$34,890/yr
45% on housing$31,013/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 50703$69
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50703$68
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Listed for sale$125,000
1992-03-24Sold$1,000

For Sale by Agent

AgentRon Garris, Crb,Crs
BrokerageAWRE-Commercial & Development

Similar Homes