




1309 Grandview Ave, Waterloo, IA, 50703
About This Home
What a Find! Check out 1309 Grandview Ave, Waterloo — this quaint 2-bedroom, 1-bath home offers so much more than meets the eye! With 720 sq. ft. on the main floor plus a versatile basement with a shower and endless possibilities, there’s plenty of room to make it your own. This home features numerous recent updates, including a new roof, siding, windows, and water heater — giving you peace of mind and great value. Even better, the sale includes an extra lot with a curb cutout already in place — perfect for building your dream garage or creating additional outdoor living space. Don’t miss out on this rare opportunity!
Getting Around
Schools
Construction
Condition
- Year built: 1928
Materials
- Roof: Shingle
- Construction materials: Shingle Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Appliances Negotiable,Free-Standing Range,Refrigerator
- Laundry features: Gas Dryer Hookup,Lower Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Block,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s)
- Door features: French Doors
- Fireplace features: None
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Window Unit(s)
Interior Area
- Total interior livable area: 720 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 891314331005
- Zoning: R-1
- Special condition: Standard
Features
- Fencing: Privacy
Lot
- Lot size: 6,098 sqft
- Features: Landscaped
- Lot size dimensions: 50x119
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $434 | $5,208 |
| Home Insurance * | $151 | $1,812 |
| Property Taxes | $138 | $1,656 |
| Electricity | $121 | $1,452 |
| Total | $844 | $10,128 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-31 | Price change | $98,500 |
| 2025-12-05 | Price change | $108,000 |
| 2025-11-12 | Listed for sale | $120,000 |
| 1997-03-03 | Sold | $16,500 |
