See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1309 Grandview Ave, Waterloo, IA, 50703

2beds
1baths
720sqft
$85,900
$119price/sqft
$844/moest. monthly cost
$33,760/yrincome needed

About This Home

What a Find! Check out 1309 Grandview Ave, Waterloo — this quaint 2-bedroom, 1-bath home offers so much more than meets the eye! With 720 sq. ft. on the main floor plus a versatile basement with a shower and endless possibilities, there’s plenty of room to make it your own. This home features numerous recent updates, including a new roof, siding, windows, and water heater — giving you peace of mind and great value. Even better, the sale includes an extra lot with a curb cutout already in place — perfect for building your dream garage or creating additional outdoor living space. Don’t miss out on this rare opportunity!

Getting Around

41
WalkingCar-Dependent
18
TransitMinimal Transit
37
BikeSomewhat Bikeable

Schools

3/10
Lincoln Elementary SchoolGrades PK-50.6 mi
2/10
East High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1928

Materials

  • Roof: Shingle
  • Construction materials: Shingle Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Appliances Negotiable,Free-Standing Range,Refrigerator
  • Laundry features: Gas Dryer Hookup,Lower Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Door features: French Doors
  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 720 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 891314331005
  • Zoning: R-1
  • Special condition: Standard

Features

  • Fencing: Privacy

Lot

  • Lot size: 6,098 sqft
  • Features: Landscaped
  • Lot size dimensions: 50x119

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $434$5,208
Home Insurance *$151$1,812
Property Taxes $138$1,656
Electricity $121$1,452
Total$844$10,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,937/yr
40% on housing$25,320/yr
45% on housing$22,506/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 50703$70
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50703$68
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-31Price change$98,500
2025-12-05Price change$108,000
2025-11-12Listed for sale$120,000
1997-03-03Sold$16,500

For Sale by Agent

AgentSherri Wilson
BrokerageFischels Residential Group

Similar Homes