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400 Poplar Ave, Waterloo, IA, 50703

1beds
0baths
956sqft
$59,900
$63price/sqft
$626/moest. monthly cost
$25,040/yrincome needed

About This Home

Whether you’re looking for your first home or a smart investment property, this well-maintained 1 bedroom, 1 bathroom home is full of potential.This charming home offers the perfect blend of comfort, simplicity, and value. Don’t miss your chance to own an affordable property with plenty of possibilities!

Getting Around

21
WalkingCar-Dependent
20
TransitMinimal Transit
50
BikeBikeable

Schools

3/10
Lincoln Elementary SchoolGrades PK-50.3 mi
2/10
East High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1937

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace: Yes
  • Finished area below ground: 300

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 956 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 891315452005
  • Zoning: R-1
  • Special condition: Standard

Lot

  • Lot size: 3,049 sqft
  • Lot size dimensions: 40.00 x 80.00

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hail
Tornado

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $302$3,624
Home Insurance *$105$1,260
Property Taxes $98$1,176
Electricity $121$1,452
Total$626$7,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,462/yr
40% on housing$18,780/yr
45% on housing$16,693/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 50703$71
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50703$68
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$59,900
2026-07-31Price change$59,900
2026-07-08Price change$64,900
2026-06-12Listed for sale$69,900
2013-08-01Listing removed$50,000
2013-06-27Listed for sale$50,000

For Sale by Agent

AgentMichael Taylor
BrokerageLockard Realty Company

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