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1310 Lilac Ln, Cedar Falls, IA, 50613

4beds
3baths
3,302sqft
$389,500
$118price/sqft
$2,957/moest. monthly cost
$118,280/yrincome needed

About This Home

Welcome to 1310 Lilac Lane located on a .34 acre corner lot in a well established neighborhood! This beautiful home checks all the boxes, with over 2,450 feet of main level living plus an additional 850 feet in the lower level This home has 3 spacious living areas. The front living area boasts so much natural light from the large windows and shares a double sided fireplace with the dining room. The back living room has great built-ins plus a second fireplace and two sky lights. The kitchen features beautiful cherry cabinets and Corian countertops. There are 3 bedrooms and 3 updated baths on the main floor. There is also a spacious laundry room conveniently located on the main floor. The lower level features the 4th bedroom with a new egress window and a great 3rd living space with a speakeasy bar and plenty of space for entertainment! You will be blown away at the amount of closet space in this home. Other positives include two furnaces updated in 2018, the water heater updated in 2018 and shingles in 2013 and an updated irrigation system! The backyard offers privacy with the wooden fence with mature trees and has many established flowers and plants. You don’t want to miss this one! Call your favorite realtor to come check out this awesome home!

Getting Around

57
WalkingSomewhat Walkable
23
TransitMinimal Transit
62
BikeBikeable

Schools

6/10
8/10
Peet Junior High SchoolGrades 7-90.7 mi
7/10
Cedar Falls High SchoolGrades 10-122.1 mi

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Membrane,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dishwasher,Dryer,Disposal,Humidifier,Microwave,Refrigerator,Vented Exhaust Fan,Washer,Gas Water Heater,Water Softener,Water Softener Owned
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Radon Mitigation System

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Wet Bar
  • Fireplace features: Multiple,Gas,Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 850

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,302 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Accessibility

  • Accessibility features: Handicap Access

Details

  • Parcel number: 891319176101
  • Zoning: R-1
  • Special condition: Standard
  • Other equipment: Irrigation Equipment

Features

  • Patio & porch: Patio
  • Fencing: Fenced
  • Residential vegetation: Fruit Trees

Lot

  • Lot size: 0.34 Acres
  • Features: Landscaped,Corner Lot
  • Lot size dimensions: 136x110

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Detached Garage,Garage Door Opener,Wired
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,969$23,628
Home Insurance *$251$3,012
Property Taxes $491$5,892
Electricity $246$2,955
Total$2,957$35,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,382/yr
40% on housing$88,710/yr
45% on housing$78,853/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 50613$182
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50613$143
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$430,000
2026-04-24Price change$435,000
2026-04-12Price change$449,900
2026-03-22Listed for sale$469,900
2022-09-22Sold$297,000
2022-08-15Pending sale$297,000
2022-08-01Listed for sale$297,000
2020-09-01Listing removed$265,500
2020-08-21Listed for sale$265,500
2019-05-31Sold$253,500
2019-02-04Price change$269,900
2019-01-10Listed for sale$279,900

For Sale by Agent

AgentTessa Barnes
BrokerageBarnes Real Estate

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