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1201 E Kirkwood Ave, Des Moines, IA, 50315

2beds
1baths
840sqft
$139,900
$167price/sqft
$1,118/moest. monthly cost
$44,720/yrincome needed

About This Home

This 2-bedroom, 1-bath ranch is a great opportunity for a buyer looking for an affordable home with potential to build some sweat equity. The property needs some updating and cosmetic work, but several of the big-ticket items have already been addressed, including a newer furnace, newer water heater, and recently replaced sewer line. The unfinished basement provides additional space for storage and offers potential for future finishing. The property sits on a generous lot and includes a 2-car detached garage along with an additional single-car garage. The second garage will need some work but could provide useful storage, workshop space, or additional parking once improved. Located in an NFC lending area, qualified buyers may be eligible for Neighborhood Finance Corporation assistance, including potential forgivable funds and closing cost assistance. Convenient location with easy access to downtown, shopping, restaurants, parks, schools, and major highways. If you're looking for a home you can improve and make your own, this one is worth a look!

Getting Around

38
WalkingCar-Dependent
26
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

4/10
2/10
Weeks Middle SchoolGrades 6-80.7 mi
2/10
Lincoln High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Stove

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Hardwood,Vinyl

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 840
  • Total interior livable area: 840 sqft

Property

Details

  • Parcel number: 01003309000000

Features

  • Stories: 1
  • Patio & porch: Open,Patio
  • Exterior features: Patio
  • Fencing: Wood

Lot

  • Lot size: 0.36 Acres
  • Lot size dimensions: 100 x 156

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage,One Car Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$99$1,188
Property Taxes $191$2,292
Electricity $121$1,452
Total$1,118$13,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,331/yr
40% on housing$33,540/yr
45% on housing$29,813/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 50315$122
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50315$190
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$134,900
2026-07-31Listed for sale$139,900
2018-09-25Listing removed$85,000
2018-09-25Listed for sale$85,000
2018-09-21Sold$83,000
2018-06-02Pending sale$85,000
2018-05-23Price change$85,000
2018-04-24Listed for sale$90,000
2018-04-12Pending sale$90,000
2018-03-30Price change$90,000
2018-02-26Listed for sale$95,000
2006-05-30Sold$69,500

For Sale by Agent

AgentRyan Rivera
BrokerageZealty Home Advisors

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