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940 Littlefield Rd, Waterloo, IA, 50701

2beds
1baths
1,525sqft
$174,900
$115price/sqft
$1,443/moest. monthly cost
$57,720/yrincome needed

About This Home

Charming and full of potential, this 2-bedroom, 1-bath home offers comfort, space, and versatility all in one! Step inside to find a welcoming layout filled with natural light and functional living spaces designed for everyday living. One of the standout features is the inviting 3-seasons porch—perfect for enjoying your morning coffee, relaxing with a good book, or taking in the view year-round, no matter the weather. The partially finished basement expands your living space even further, featuring a non-conforming third bedroom along with a built-in bar area—ideal for entertaining, hosting game nights, or creating your own cozy hangout. Outside, you'll appreciate the 2-stall detached garage, offering ample room for vehicles, storage, or hobbies. The yard provides space to relax, entertain, or make your own outdoor retreat. All new siding, roof and gutters on both the house and the garage done 05/2026. Conveniently located near shopping, dining, and everyday amenities, this home blends comfort, functionality, and opportunity.

Getting Around

65
WalkingSomewhat Walkable
24
TransitMinimal Transit
55
BikeBikeable

Schools

5/10
1/10
Central Middle SchoolGrades 6-80.7 mi
3/10
West High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Block,Shingle Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Appliances Negotiable,Dishwasher,Disposal,Microwave
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Block,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: One
  • Fireplace: Yes
  • Finished area below ground: 875

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,525 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 891321377010
  • Zoning: R-1
  • Special condition: Standard

Features

  • Patio & porch: Enclosed

Lot

  • Lot size: 6,098 sqft
  • Features: Landscaped
  • Lot size dimensions: 59 x 102

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Detached Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$156$1,872
Property Taxes $282$3,384
Electricity $121$1,452
Total$1,443$17,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,474/yr
40% on housing$43,290/yr
45% on housing$38,480/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 50701$135
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50701$122
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$185,000
2013-09-21Sold$102,000
2013-06-19Price change$112,500
2013-05-11Price change$114,500
2013-04-13Listed for sale$117,000

For Sale by Agent

AgentJanae M Ohrt
BrokerageCentury 21 Signature Real Estate - Cedar Falls

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