712 Upton Ave, Waterloo, IA, 50701
About This Home
Huge price reduction as sellers want sold!!! Bring us your offer....Heres your chance to take advantage of purchasing a great home that wont hurt the wallet where payments are lower than the majority of rents these days.. I would also like to invite investors to come and take a look as this one would be a great asset to your portfolio. Fresh interior paints and newer floor coverings in some rooms. Speaking of the living room area, this home still has the original French style doors leading out onto the enclosed front porch. Rear mud room that is perfect for extra storage. Most of the windows have been replaced with vinyl clad, along with vinyl exterior siding, making this home to have awesome curb appeal. The furnace was just serviced by a local professional hvac company and runs like a dream!!! Call now to schedule your appointment and make us an offer we cant refuse...By the way, this home offers immediate possession, and the kitchen dishwasher and stove, basement washer and dryer units are included too.
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1929
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Free-Standing Range,Washer,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s)
- Door features: French Doors
- Fireplace features: None
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Window Unit(s)
Interior Area
- Total interior livable area: 962 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 89132215021
- Zoning: R-2
- Special condition: Standard
Features
- Patio & porch: Enclosed
Lot
- Lot size: 4,791 sqft
- Lot size dimensions: 40x115
Parking
- Total spaces: 1
- Parking features: 1 Stall
- Covered spaces: 1
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $401 | $4,812 |
| Home Insurance * | $71 | $852 |
| Property Taxes | $87 | $1,044 |
| Electricity | $121 | $1,452 |
| Total | $680 | $8,160 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Price change | $82,000 |
| 2026-03-09 | Price change | $87,900 |
| 2026-01-17 | Price change | $89,900 |
| 2025-12-20 | Price change | $91,500 |
| 2025-12-08 | Listed for sale | $94,500 |
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