318 Westbourne Rd, Waterloo, IA, 50701
About This Home
This charming corner-lot home offers stylish updates and a functional layout perfect for everyday living. The spacious living room provides a warm and inviting area to relax or entertain. The updated kitchen features beautiful cabinetry, stainless steel appliances, pantry storage, and a large island open to the dining area, making it ideal for entertaining and everyday gatherings. A newly remodeled sunroom adds the perfect space to enjoy your morning coffee or relax year-round. The main floor also includes two spacious bedrooms and an updated full bathroom. Downstairs, you’ll find a cozy family room with an egress window, a ¾ bath, and a large non-conforming bedroom perfect for guests, a home office, or hobbies. Outside, enjoy a private patio and an oversized 2-stall garage with plenty of storage. This move-in ready home is one you won’t want to miss!
Getting Around
Car-Dependent
Minimal Transit
BikeableSchools
Construction
Condition
- Year built: 1969
Materials
- Roof: Shingle,Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Disposal,Free-Standing Range,Refrigerator,Washer,Gas Water Heater
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Block,Radon Mitigation System,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Ceiling Fan(s)
- Fireplace features: One,Wood Burning Stove
- Fireplace: Yes
- Finished area below ground: 700
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,018 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 891320228006
- Zoning: R-2
- Special condition: Standard
Features
- Patio & porch: Patio,Enclosed
Lot
- Lot size: 0.25 Acres
- Lot size dimensions: 115 x 94
Parking
- Total spaces: 2
- Parking features: 2 Stall,Attached Garage
- Covered spaces: 2
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $215 | $2,580 |
| Property Taxes | $383 | $4,596 |
| Electricity | $150 | $1,806 |
| Total | $1,961 | $23,532 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Price change | $240,000 |
| 2026-07-19 | Price change | $248,900 |
| 2026-06-07 | Price change | $254,900 |
| 2026-05-15 | Listed for sale | $259,900 |
| 2025-07-16 | Sold | $245,000 |
| 2025-05-22 | Pending sale | $235,000 |
| 2025-05-20 | Listed for sale | $235,000 |
| 2019-09-11 | Sold | $165,000 |
| 2019-08-27 | Listed for sale | $169,900 |
| 2019-08-27 | Pending sale | $169,900 |
| 2019-08-09 | Price change | $169,900 |
| 2019-07-10 | Price change | $174,900 |
| 2019-06-24 | Price change | $182,000 |
| 2019-06-11 | Listed for sale | $189,000 |
| 2013-04-03 | Sold | $149,000 |
| 2009-09-23 | Sold | $142,500 |
| 2009-08-09 | Listed for sale | $149,000 |
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