915 Evergreen Ave, Waterloo, IA, 50701
About This Home
Whether you are a first-time homebuyer, a savvy investor, or looking to downsize without sacrificing charm, this "little gem" is the perfect find. This cozy one-bedroom, one-bathroom cottage sits on a spacious corner lot, offering endless potential for outdoor entertaining, future expansion, or the garden of your dreams. Inside, the home feels bright and welcoming, featuring an updated kitchen and a comfortable living area styled with neutral tones. Practicality meets peace of mind with a dedicated laundry and utility room, alongside a massive list of updates completed within the last five years—including the electrical, plumbing, furnace, water heater, windows, flooring, exterior door, and the roof. Conveniently located between University Ave and Highway 218, this home offers an effortless commute while providing a move-in-ready retreat. Don’t miss your chance to own a updated home that balances modern reliability with timeless cottage appeal.
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1946
Materials
- Roof: Shingle,Asphalt
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Laundry Room
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- 3/4 bathrooms: 1
Features
- Fireplace features: None
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Window Unit(s)
Interior Area
- Total interior livable area: 464 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 891322356010
- Zoning: R-2
- Special condition: Standard
Lot
- Lot size: 6,534 sqft
- Features: Corner Lot
- Lot size dimensions: 133x49
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $351 | $4,212 |
| Home Insurance * | $62 | $744 |
| Property Taxes | $105 | $1,260 |
| Electricity | $121 | $1,452 |
| Total | $639 | $7,668 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Price change | $74,900 |
| 2026-03-26 | Listed for sale | $78,500 |
| 2012-08-26 | Sold | $26,000 |
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