See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4024 Cardinal Ct, Cedar Falls, IA, 50613

4beds
2baths
2,178sqft
$315,000
$145price/sqft
$2,334/moest. monthly cost
$93,360/yrincome needed

About This Home

Thoughtfully updated from top to bottom, this impressive ranch offers beautiful finishes, flexible living space and a great location on a corner lot along a quiet cul-de-sac. The spacious living room features a fireplace and built-in shelving, creating a comfortable and inviting place to gather. The dining area and well-appointed kitchen offer abundant cabinetry, generous counter space and access to the rear deck. The main level also includes three comfortable bedrooms and a beautifully remodeled full bathroom. Downstairs, the finished lower level adds a large family or recreation area, an additional bedroom, another full bathroom and a versatile bonus room ideal for a home office, exercise space or hobby room. Additional highlights include newer mechanicals, a brand-new roof, mature trees, a nice storage shed and a two-car attached garage. With extensive updates and plenty of room to spread out, this move-in-ready home is one you will not want to miss!

Getting Around

27
WalkingCar-Dependent
21
TransitMinimal Transit
61
BikeBikeable

Schools

7/10
8/10
Peet Junior High SchoolGrades 7-91.8 mi
6/10
Cedar Falls High SchoolGrades 10-123.6 mi

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Appliances Negotiable,Dishwasher,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: Multiple,Gas
  • Fireplace: Yes
  • Finished area below ground: 946

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,178 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 891320376011
  • Zoning: R-1
  • Special condition: Standard

Features

  • Patio & porch: Covered

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 120x90

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Attached Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$203$2,436
Property Taxes $377$4,524
Electricity $162$1,949
Total$2,334$28,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,022/yr
40% on housing$70,020/yr
45% on housing$62,240/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 50613$182
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50613$143
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$315,000
2026-07-24Listed for sale$315,000
2015-08-14Sold$169,000
2015-06-23Price change$169,900
2015-06-02Listed for sale$174,900

For Sale by Agent

AgentAndrew Schoof
BrokerageStructure Real Estate

Similar Homes