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714 Quincy St, Waterloo, IA, 50703

3beds
2baths
1,032sqft
$239,000
$232price/sqft
$2,044/moest. monthly cost
$81,760/yrincome needed

About This Home

Well-maintained split level home offering comfort, space and functionality. Features 3 spacious bedrooms and 2 full bathrooms. This home combines practicality with charm and is move in ready. The finished basement provides additional living space ideal for a family room, home office or entertainment area. Enjoy the convenience of a spacious two car garage, along with a generously sized yard that is perfect for outdoor gatherings, gardening or simply relaxing. Don't miss the opportunity to make this beautiful property your next home!

Getting Around

31
WalkingCar-Dependent
20
TransitMinimal Transit
30
BikeSomewhat Bikeable

Schools

3/10
Cunningham SchoolGrades PK-50.2 mi
2/10
East High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,Microwave,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: None
  • Finished area below ground: 500

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,032 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 891324206020
  • Zoning: R-1
  • Special condition: Standard

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 84x132

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Detached Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$420$5,040
Property Taxes $295$3,540
Electricity $121$1,452
Total$2,044$24,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,080/yr
40% on housing$61,320/yr
45% on housing$54,506/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 50703$67
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50703$68
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$239,000
2026-04-15Price change$269,000
2026-03-31Listed for sale$289,000
2006-04-06Sold$1,498
2005-09-07Sold$79,000

For Sale by Agent

AgentLuther Holmes
BrokerageBerkshire Hathaway Home Services One Realty Centre

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