102 South St, Waterloo, IA, 50701
About This Home
Great investment opportunity! Lower unit features two bedrooms and one bathroom. Upstairs unit offers one bedroom and one bathroom.
Getting Around
Somewhat Walkable
Some Transit
Very BikeableSchools
Construction
Condition
- Year built: 1893
Materials
- Roof: Asphalt
- Construction materials: Aluminum Siding
Type & Style
- Home type: MultiFamily
- Property subType: Duplex
Interior
Appliances
- Laundry features: None
Basement
- Has basement: Yes
- Basement: Stone/Rock
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Cooling
- Cooling features: None
Features
- Finished area below ground: 0
- Finished area above ground: 976
Interior Area
- Total structure area: 1,544
- Total interior livable area: 1,544 sqft
Property
Details
- Parcel number: 891326133001
- Zoning: R-2
- Special condition: Standard
Lot
- Lot size: 5,160 sqft
- Lot size dimensions: 60x86
Parking
- Total spaces: 2
- Parking features: Gravel,Off Site,None
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $505 | $6,060 |
| Home Insurance * | $89 | $1,068 |
| Property Taxes | $156 | $1,872 |
| Electricity | $121 | $1,452 |
| Total | $871 | $10,452 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $100,000 |
| 2026-04-01 | Listed for sale | $105,000 |
| 2026-01-01 | Listing removed | $100,000 |
| 2025-11-24 | Listing removed | $550 |
| 2025-10-28 | Price change | $550 |
| 2025-10-14 | Price change | $100,000 |
| 2025-10-08 | Listed for rent | $600 |
| 2025-09-08 | Listed for sale | $105,000 |
| 2025-07-01 | Listing removed | $109,000 |
| 2025-05-09 | Listing removed | $600 |
| 2025-04-22 | Price change | $600 |
| 2025-04-05 | Listed for rent | $650 |
| 2025-01-02 | Price change | $109,000 |
| 2024-08-06 | Listed for sale | $110,000 |
| 2024-03-08 | Listing removed | -- |
| 2024-02-06 | Listed for rent | $650 |
| 2023-05-03 | Listing removed | -- |
| 2023-04-12 | Listed for rent | $650 |
| 2020-09-24 | Sold | $39,000 |
| 2020-08-21 | Pending sale | $45,000 |
| 2020-06-29 | Listed for sale | $45,000 |
| 2020-06-10 | Pending sale | $45,000 |
| 2020-05-27 | Listed for sale | $45,000 |
| 2020-04-14 | Listing removed | $40,000 |
| 2019-12-17 | Listed for sale | $40,000 |
| 2013-10-09 | Sold | $22,000 |
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