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418 Oaklawn Ave, Waterloo, IA, 50701

2beds
1baths
1,020sqft
$50,000
$49price/sqft
$495/moest. monthly cost
$19,800/yrincome needed

About This Home

Welcome home to this inviting 2-bedroom, 1-bath townhouse in Waterloo — offering comfort, convenience, and low-maintenance living in a great location. Step inside to a bright and functional main level featuring a spacious living area perfect for relaxing or entertaining. The adjoining kitchen offers ample cabinet space and a practical layout that makes everyday living easy. Upstairs, you’ll find two comfortable bedrooms with generous closet space and a full bath. Enjoy the benefits of townhouse living with minimal exterior upkeep, dedicated parking, and a layout that maximizes space and natural light. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this property delivers exceptional value. Don’t miss your chance to own an affordable and move-in-ready home in Waterloo — schedule your private showing today!

Getting Around

47
WalkingCar-Dependent
28
TransitSome Transit
81
BikeVery Bikeable

Schools

2/10
Irving Elementary SchoolGrades K-50.5 mi
1/10
Central Middle SchoolGrades 6-82.3 mi
2/10
East High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1919

Materials

  • Roof: Flat
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,020 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 891326157011
  • Zoning: R-1
  • Special condition: Standard

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 17x140

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hail
Tornado

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$44$528
Property Taxes $78$936
Electricity $121$1,452
Total$495$5,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,971/yr
40% on housing$14,850/yr
45% on housing$13,200/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$49This listing

vs Other Active Listings

Avg $/sqft

ZIP 50701$136
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50701$122
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-16Listed for sale$70,000
2022-11-30Sold$49,000
2022-11-03Pending sale$53,000
2022-10-20Listed for sale$53,000
2022-10-01Pending sale$53,000
2022-09-19Listed for sale$53,000
2019-07-18Listing removed$500
2019-07-12Listed for rent$500
2019-06-22Listing removed$29,900
2019-04-17Listing removed$500
2019-02-14Listed for sale$29,900
2019-01-14Price change$525
2018-11-02Price change$550
2018-09-17Listed for rent$575
2017-09-21Listing removed$27,000
2017-04-06Listed for sale$27,000
2016-04-09Listing removed$500
2015-12-09Price change$500
2015-11-10Price change$525
2015-10-28Price change$500
2015-09-11Listed for rent$550
2014-06-10Listing removed$550
2014-05-03Listed for rent$550
2012-11-01Listing removed$500
2012-10-10Listed for sale$500
2004-04-30Sold$30,690

For Sale by Agent

AgentChase Lyons
BrokerageOakridge Real Estate

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