821 W Mullan Ave, Waterloo, IA, 50701
About This Home
This is a 1925-built, 2-bedroom, 1-bath single-family residence well-suited for first-time buyers or income-oriented investors. The home offers generously proportioned bedrooms with oversized closets, a formal dining room accented by original woodwork, and an enclosed sleeping porch that provides flexible additional space. With a practical floor plan, no HOA restrictions, this vacant property is ready for immediate occupancy or leasing at prevailing market rates.
Getting Around
Somewhat Walkable
Some Transit
Very BikeableSchools
Construction
Condition
- Year built: 1925
Materials
- Roof: Shingle
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Fireplace features: None
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total interior livable area: 1,392 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 891326179018
- Zoning: R-1
- Special condition: Standard
Lot
- Lot size: 3,049 sqft
- Lot size dimensions: 45x64
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $303 | $3,636 |
| Home Insurance * | $53 | $636 |
| Property Taxes | $94 | $1,128 |
| Electricity | $121 | $1,452 |
| Total | $571 | $6,852 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Pending sale | $72,000 |
| 2026-05-10 | Listed for sale | $72,000 |
| 2026-05-10 | Listing removed | $72,000 |
| 2026-01-13 | Price change | $72,000 |
| 2025-11-12 | Listed for sale | $77,000 |
| 2024-03-21 | Listing removed | -- |
| 2024-03-02 | Listed for rent | $825 |
| 2021-09-17 | Sold | $32,000 |
| 2021-08-14 | Pending sale | $35,000 |
| 2021-07-27 | Listed for sale | $35,000 |
| 2021-06-29 | Pending sale | $35,000 |
| 2021-06-04 | Listed for sale | $35,000 |
| 2001-11-02 | Sold | $26,400 |
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