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723 Randolph St, Waterloo, IA, 50702

4beds
--baths
1,866sqft
$100,000
$54price/sqft
$896/moest. monthly cost
$35,840/yrincome needed

About This Home

Add to your investment portfolio with this Waterloo duplex featuring a 3 bedroom main level unit and a 1 bedroom upper unit. Long term tenants and 100% occupied. The versatile layout appeals to a variety of tenants and provides excellent income producing potential.

Getting Around

78
WalkingVery Walkable
33
TransitSome Transit
85
BikeVery Bikeable

Schools

5/10
Lowell Elementary SchoolGrades PK-50.7 mi
3/10
Bunger Middle SchoolGrades 6-83.7 mi
3/10
West High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1896

Materials

  • Roof: Asphalt
  • Construction materials: Synthetic Stucco,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Stone/Rock

Bedrooms & Bathrooms

  • Bedrooms: 4

Cooling

  • Cooling features: Window Unit(s),None

Features

  • Finished area below ground: 1,000
  • Finished area above ground: 1,000

Interior Area

  • Total structure area: 1,866
  • Total interior livable area: 1,866 sqft

Property

Details

  • Parcel number: 891326403014
  • Zoning: R-1
  • Special condition: Standard

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 60 x 70

Parking

  • Total spaces: 4
  • Parking features: Parking Space,On Street,None
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Tornado

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$84$1,008
Property Taxes $168$2,016
Electricity $139$1,670
Total$896$10,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,720/yr
40% on housing$26,880/yr
45% on housing$23,893/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$54This listing

vs Other Active Listings

Avg $/sqft

ZIP 50702$129
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50702$112
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-11Listed for sale$100,000
2020-02-15Listing removed$695
2020-01-30Price change$695
2019-12-07Listed for rent$725
2019-06-27Listing removed$725
2019-04-26Listed for rent$725
2018-03-29Listing removed$725
2018-02-09Price change$725
2018-01-24Price change$800
2018-01-11Listed for rent$850
2017-03-24Sold$36,000
2016-11-23Price change$40,000
2016-09-27Price change$46,500
2011-06-14Listed for sale$95,000
2007-06-28Sold$73,500

For Sale by Agent

AgentBethany Benner
BrokerageOakridge Real Estate

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