




1222 Wallgate Ave, Waterloo, IA, 50701
About This Home
This charming 1½-story home blends classic character with thoughtful updates. Original hardwood floors flow throughout the main level, where the inviting living room opens seamlessly into the dining room. The kitchen is spacious and provides updated countertops and cabinetry. Also on the main floor, you'll find a comfortable bedroom, a full bathroom, and a versatile bonus space that's perfect for a home office, or a reading nook. Upstairs you will be pleased to find a large bedroom with its own bath. The bathroom has all the plumbing installed to add a bathtub. The basement offers ample storage space and a dedicated laundry area. Exterior amenities include a fenced-in yard, two-stall garage, enclosed porch, and rear deck. A brand-new roof was installed in May 2026, and new siding has been ordered and is scheduled for installation within the next few weeks.
Getting Around
Schools
Construction
Condition
- Year built: 1915
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Free-Standing Range,Refrigerator,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Block
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Hardwood
- Fireplace features: None
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,274 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 891327104006
- Zoning: R1-SF
- Special condition: Standard
Features
- Patio & porch: Deck,Covered,Enclosed
Lot
- Lot size: 10,018 sqft
- Lot size dimensions: 80X125
Parking
- Total spaces: 2
- Parking features: 2 Stall,Detached Garage
- Covered spaces: 2
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $809 | $9,708 |
| Home Insurance * | $143 | $1,716 |
| Property Taxes | $234 | $2,808 |
| Electricity | $121 | $1,452 |
| Total | $1,307 | $15,684 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Pending sale | $160,000 |
| 2026-08-02 | Listed for sale | $160,000 |
| 2008-12-22 | Sold | $75,000 |
