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400 Home Park Blvd, Waterloo, IA, 50701

4beds
2baths
2,271sqft
$169,900
$75price/sqft
$1,433/moest. monthly cost
$57,320/yrincome needed

About This Home

Timeless character, generous space, and valuable recent improvements come together at 400 Home Park Blvd. This inviting four-bedroom, 1.5-bath home offers more than 2,200 square feet filled with original charm, including beautiful hardwood floors, detailed woodwork, abundant natural light, and a classic brick fireplace that creates a warm and welcoming focal point. The spacious main level provides plenty of room for everyday living and entertaining, with a formal dining room, a bright sunroom perfect for morning coffee or a cozy reading nook, and a functional kitchen offering ample storage and the opportunity to personalize the finishes to your own style. Several major improvements have already been completed, including a brand-new roof, a remodeled bathroom, and replacement main-floor windows—all completed in 2026. A one-year home warranty is also included, providing added confidence and peace of mind for the new owner. With four generously sized bedrooms, there is plenty of flexibility for guests, a home office, hobbies, or additional living space. Conveniently located near schools, parks, shopping, and everyday amenities, this home offers an exceptional combination of space, character, and important updates at an attractive price. Schedule your private showing and discover the possibilities at 400 Home Park Blvd.!

Getting Around

55
WalkingSomewhat Walkable
22
TransitMinimal Transit
49
BikeSomewhat Bikeable

Schools

6/10
6/10
Hoover Middle SchoolGrades 6-81.5 mi
3/10
West High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1921

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 325

Heating & Cooling

  • Heating features: Steam
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 2,271 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 891327479011
  • Zoning: R-1
  • Special condition: Standard

Lot

  • Lot size: 7,318 sqft
  • Lot size dimensions: 60x122

Parking

  • Total spaces: 1
  • Parking features: 1 Stall
  • Covered spaces: 1
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hail
Tornado

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$152$1,824
Property Taxes $253$3,036
Electricity $169$2,032
Total$1,433$17,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,131/yr
40% on housing$42,990/yr
45% on housing$38,213/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 50701$135
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50701$122
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$164,900
2026-07-30Price change$169,900
2026-06-25Listed for sale$175,000
2020-12-23Sold$136,750
2020-11-12Pending sale$138,978
2020-10-29Listed for sale$138,978
2020-01-01Sold$136,750
2014-07-31Sold$123,000
2014-07-14Pending sale$129,900
2014-04-03Price change$129,900
2014-03-10Listed for sale$134,900

For Sale by Agent

AgentAmanda Rodomista
BrokerageRealty ONE Group Movement

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