408 Kingsley Ave, Waterloo, IA, 50701
About This Home
This well cared for home is ready for its next family to move in. The current owner has been here for 43 years. Entering the home, you will notice the beautiful woodwork, unique doors, wonderful wood burning fireplace and open living room/dining area. Just to your left is a cozy front sitting room that is sure to become your favorite spot in the house to have your morning coffee or just get under a blanket and binge watch your shows. This home also offers 2 bedrooms with hardwood floors, a kitchen with a small area for a small table, patio out back, landscaped yard and a tandem garage with a door that opens to the front and a separate one that opens to the alley out back. Come and take a look and see for yourself.
Getting Around
Somewhat Walkable
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1923
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Appliances Negotiable,Microwave,Free-Standing Range,Refrigerator,Electric Water Heater
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- 3/4 bathrooms: 1
Features
- Ceiling Fan(s)
- Door features: Paneled Doors
- Flooring: Hardwood
- Fireplace features: One,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 988 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 891327482011
- Zoning: R-2
- Special condition: Standard
Features
- Patio & porch: Patio,Porch
Lot
- Lot size: 7,405 sqft
- Features: Landscaped
- Lot size dimensions: 60 x 122
Parking
- Total spaces: 2
- Parking features: 2 Stall,Detached Garage,Garage Door Opener,Tandem
- Covered spaces: 2
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $757 | $9,084 |
| Home Insurance * | $134 | $1,608 |
| Property Taxes | $192 | $2,304 |
| Electricity | $121 | $1,452 |
| Total | $1,204 | $14,448 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Price change | $149,900 |
| 2026-06-08 | Listed for sale | $159,900 |
| 1983-04-04 | Sold | $44,500 |
View on Zillow