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1209 Eleanor Dr, Waterloo, IA, 50701

2beds
1baths
836sqft
$159,900
$191price/sqft
$1,278/moest. monthly cost
$51,120/yrincome needed

About This Home

Well-maintained and move-in ready! This charming home features beautiful hardwood floors, an updated bathroom with a tiled shower, many newer windows and a NEW METAL ROOF installed this week! The flexible floor plan offers two bedrooms plus a dining room that could easily be converted into a 3RD BEDROOM. The full unfinished basement provides abundant storage and endless potential for additional living space. Outside, you'll appreciate the covered carport and the 352-sq. ft. SHED/SHOP with convenient alley access—perfect for a workshop, extra storage, or the possibility of converting it into a GARAGE by adding an overhead door. Alley access in the back and a fully FENCED YARD. Whether you're a first-time homebuyer, looking to downsize, or simply searching for a home that has been lovingly maintained, this property is a wonderful opportunity!

Getting Around

62
WalkingSomewhat Walkable
24
TransitMinimal Transit
58
BikeBikeable

Schools

5/10
2/10
Central Middle SchoolGrades 6-80.9 mi
3/10
West High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Steel
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Free-Standing Range,Gas Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Block,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Pantry
  • Flooring: Hardwood
  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 836 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 891328205021
  • Zoning: R-2
  • Special condition: Standard

Features

  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 143x60

Parking

  • Parking features: Carport,Workshop in Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$143$1,716
Property Taxes $206$2,472
Electricity $121$1,452
Total$1,278$15,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,817/yr
40% on housing$38,340/yr
45% on housing$34,080/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 50701$135
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50701$122
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$159,900
2026-07-31Listed for sale$159,900
2015-03-16Sold$107,500

For Sale by Agent

AgentJennifer Bainbridge
BrokerageRe/Max Concepts

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