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1525 Robin Rd, Waterloo, IA, 50701

2beds
1baths
1,578sqft
$154,500
$98price/sqft
$1,248/moest. monthly cost
$49,920/yrincome needed

About This Home

Estate is ready to sell. Centrally located in Waterloo near the Cedar Falls border, this ranch home offers an excellent opportunity for buyers looking to build equity. New carpet being installed! The interior has been painted. On the main level you have 1128 square feet of living space that includes the bright and cheery sunroom addition with windows on all exterior sides a perfect place to start your day or just when wanting to relax anytime. The functional floor plan provides comfortable living space, with a generous sized Living room & kitchen-dining area, full bath, 2 bedrooms on the main floor and a 3rd nonconforming bedroom in the lower levels while the 936 square foot partially finished lower level with 4 separate rooms adds another 450 square feet including a family room 2 potential non conforming bedrooms and 2 rooms for storage & utility areas for added flexibility. Vinyl siding and replacement windows help reduce future maintenance concerns. Appliances including stove, refrigerator, washer, and dryer are included. Updated Energy Efficient forced air gas furnace and central air Outside you'll find a fenced backyard, outdoor fireplace, detached garage, and attached workshop/storage area. This home offers solid potential in a convenient location close to shopping, schools, parks, and major amenities. With some minor TLC and sweat equity you will have a home to be proud of what you have created for your family and friends to enjoy and make many memories.

Getting Around

16
WalkingCar-Dependent
16
TransitMinimal Transit
53
BikeBikeable

Schools

5/10
2/10
Central Middle SchoolGrades 6-80.8 mi
3/10
West High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1969

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Appliances Negotiable,Dryer,Free-Standing Range,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Lower Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Door features: Sliding Doors
  • Fireplace features: None
  • Finished area below ground: 450

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,578 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 891328402007
  • Zoning: R-3
  • Special condition: Standard

Features

  • Patio & porch: Deck,Enclosed
  • Fencing: Fenced

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 70'x105'

Parking

  • Total spaces: 1
  • Parking features: 1 Stall,Carport,Detached Garage,Workshop in Garage
  • Covered spaces: 1
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $781$9,372
Home Insurance *$138$1,656
Property Taxes $208$2,496
Electricity $121$1,452
Total$1,248$14,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,788/yr
40% on housing$37,440/yr
45% on housing$33,280/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 50701$135
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50701$122
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$179,900
2026-07-24Listed for sale$154,500
2026-07-09Pending sale$154,500
2026-07-08Price change$154,500
2026-07-03Price change$159,900
2026-06-21Price change$169,900
2026-06-17Price change$179,900
2026-06-04Listed for sale$184,500

For Sale by Agent

AgentRick Bauer
BrokerageRe/Max Concepts

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