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221 Byrnes Dr, Waterloo, IA, 50701

2beds
3baths
2,359sqft
$319,500
$135price/sqft
$2,631/moest. monthly cost
$105,240/yrincome needed

About This Home

This charming Cleve Miller-built home is full of character and timeless appeal. The beautifully updated kitchen features abundant cabinetry, hard-surface countertops, and a complete appliance package including a refrigerator, gas stove, dishwasher, and GE microwave. Just off the kitchen, you'll find a convenient main-floor laundry room with excellent storage, along with a handy half bath. Designed for comfortable living, the main floor offers a spacious family room with a bar area, a large secondary bedroom, a full tile bathroom, and a private primary suite complete with its own bathroom. The versatile dining room, featuring sliding glass doors to the patio, could also serve as an additional family room, home office, or even a third bedroom. The lower level expands your living space with a welcoming rec room/family room, perfect for entertaining, hobbies, or relaxing. Situated in one of Waterloo's most desirable neighborhoods and within walking distance of Kingsley Elementary School, this home combines character, functionality, and an exceptional location. **Being sold "as-is"

Getting Around

51
WalkingSomewhat Walkable
18
TransitMinimal Transit
34
BikeSomewhat Bikeable

Schools

6/10
6/10
Hoover Middle SchoolGrades 6-80.9 mi
3/10
West High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1956

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Fireplace features: One,Gas
  • Fireplace: Yes
  • Finished area below ground: 175

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,359 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 891334254015
  • Zoning: R-1
  • Special condition: Standard

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: 100x80x150x150

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Attached Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hail
Tornado

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,615$19,380
Home Insurance *$286$3,432
Property Taxes $555$6,660
Electricity $175$2,111
Total$2,631$31,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,205/yr
40% on housing$78,930/yr
45% on housing$70,160/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 50701$135
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50701$122
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$319,500
2026-05-29Listed for sale$339,500
2017-08-29Listing removed$249,500
2017-08-19Listed for sale$249,500
2014-12-18Sold$185,000
2014-10-02Price change$199,950
2014-08-20Price change$235,000
2014-06-24Price change$240,000
2014-03-26Listed for sale$250,000

For Sale by Agent

AgentRon Garris, Crb,Crs
BrokerageAWRE-Commercial & Development

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