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433 Kingbard Blvd, Waterloo, IA, 50701

4beds
2baths
2,547sqft
$304,900
$120price/sqft
$2,487/moest. monthly cost
$99,480/yrincome needed

About This Home

Turn back the time in this elegant 2 story charmer right on the Boulevard! The welcoming staircase will greet you as you see the formal dining to the right or the living room with cozy fireplace to the left & through the french doors to the solarium. Down the hall you'll find a lovely, remodeled kitchen with a walk-in pantry & a sunny breakfast nook, also a full bathroom. On the second floor you will find a reading room, 2 spacious bedrooms, updated full bathroom, a primary bedroom with an adjacent office. Outside is an amazing patio over the 2 stall garage, a fenced in private yard & a private park! Just a quick 1/2 block away you have a golf course, pool & park to also enjoy. Make this a must see today!

Getting Around

48
WalkingCar-Dependent
21
TransitMinimal Transit
29
BikeSomewhat Bikeable

Schools

6/10
6/10
Hoover Middle SchoolGrades 6-81.2 mi
3/10
West High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1924

Materials

  • Roof: Asphalt
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Free-Standing Range,Refrigerator,Gas Water Heater,Water Softener Owned
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Block,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Crown Molding,Pantry
  • Door features: French Doors,Sliding Doors
  • Flooring: Hardwood
  • Fireplace features: One,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,547 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 891334206033
  • Zoning: R-2
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Tuckunder Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hail
Tornado

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,541$18,492
Home Insurance *$273$3,276
Property Taxes $484$5,808
Electricity $189$2,279
Total$2,487$29,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,268/yr
40% on housing$74,610/yr
45% on housing$66,320/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 50701$135
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50701$122
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$299,900
2026-08-02Price change$304,900
2026-07-23Price change$309,900
2026-07-12Listed for sale$314,900
2022-10-14Sold$265,000
2022-08-16Pending sale$274,900
2022-08-12Price change$274,900
2022-08-09Price change$279,000
2022-07-31Listed for sale$284,500
2022-07-25Pending sale$284,500
2022-07-21Listed for sale$284,500
2018-12-21Sold$163,000
2018-12-01Listed for sale$167,500
2018-12-01Pending sale$167,500
2018-10-24Price change$167,500
2018-09-26Price change$175,000
2018-08-20Listed for sale$189,000

For Sale by Agent

AgentColleen Tierney
BrokerageRe/Max Concepts

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