




765 Prospect Blvd, Waterloo, IA, 50701
About This Home
Welcome to this beautifully updated and meticulously maintained home offering 2,968 finished square feet of comfortable living space in one of the area's most desirable neighborhoods. With four spacious bedrooms conveniently located on the same level, this home blends timeless character with modern updates. The custom kitchen is the heart of the home, featuring a large center island with a Viking 6-burner gas cooktop, professional-grade hood vent, newer stainless steel refrigerator, and abundant workspace for cooking and entertaining. The kitchen opens seamlessly to the inviting great room, where exposed wood beams, a cozy gas fireplace, and picturesque backyard views create a warm and welcoming atmosphere. The formal living and dining rooms provide additional gathering space and are highlighted by a charming wood-burning fireplace, perfect for hosting family and friends. Upstairs, the private primary suite offers a relaxing retreat with a walk-in closet, dual sinks, and a luxurious walk-in shower with dual shower heads. Three additional generously sized bedrooms and a full bath complete the upper level. The immaculate, dry basement adds valuable living flexibility with a bonus room ideal for a home office, exercise space, playroom, or hobby area, along with ample storage. Outside, you'll find a beautifully landscaped yard, lawn sprinkler system, basketball hoop, and an impressive two-tiered deck that creates the perfect setting for outdoor entertaining, summer barbecues, or simply relaxing in the privacy of your backyard. There is a shed in the backyard to accommodate your extra items. This exceptional home offers the perfect combination of space, comfort, quality updates, and outstanding outdoor living in a highly coveted neighborhood. Don't miss the opportunity to make it yours. Schedule your private showing today!
Getting Around
Schools
Construction
Condition
- Year built: 1940
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Oven,Cooktop,Dishwasher,Double Oven,Dryer,Disposal,Microwave,Refrigerator,Washer
- Laundry features: 1st Floor
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Features
- Fireplace features: Gas,Living Room,Wood Burning
- Fireplace: Yes
- Finished area below ground: 400
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,968 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 891334404050
- Zoning: R-1
- Special condition: Standard
Lot
- Lot size: 0.39 Acres
- Lot size dimensions: 70x242
Parking
- Total spaces: 2
- Parking features: 2 Stall,Attached Garage
- Covered spaces: 2
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $358 | $4,296 |
| Property Taxes | $640 | $7,680 |
| Electricity | $221 | $2,656 |
| Total | $3,241 | $38,892 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $395,000 |
| 2026-07-29 | Price change | $399,900 |
| 2026-07-07 | Price change | $410,000 |
| 2026-06-25 | Price change | $415,000 |
| 2026-06-18 | Listed for sale | $425,000 |
| 2023-09-01 | Sold | $349,900 |
| 2023-07-15 | Pending sale | $349,900 |
| 2023-06-28 | Listed for sale | $349,900 |
