1206 Western Ave, Waterloo, IA, 50702
About This Home
Step inside this beautifully maintained 1½-story home that's full of charm and thoughtful updates! The main floor features a welcoming living room with a cozy fireplace, a spacious kitchen with abundant cabinetry, generous counter space, and newer appliances. The dining area showcases beautiful wood beams, creating a warm and inviting atmosphere. You'll also find a main-floor bedroom, a full bath, and a comfortable family room. Upstairs offers two generously sized bedrooms with excellent closet space. The lower level includes a workshop, laundry area, and plenty of storage to meet all your needs. Outside, enjoy a beautifully landscaped backyard with a patio, a large storage shed, and an oversized heated two-car garage. Recent updates include a new roof in 2023 and updated electrical in 2024, making this home move-in ready. Don't miss the opportunity to make this wonderful home yours!
Getting Around
Somewhat Walkable
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1932
Materials
- Roof: Shingle,Asphalt
- Construction materials: Brick,Other
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Dryer,Microwave,Refrigerator,Washer,Gas Water Heater
- Laundry features: Laundry Room,Lower Level
Basement
- Has basement: Yes
- Basement: Block,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Beamed Ceilings
- Flooring: Hardwood
- Fireplace features: One,Living Room
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,506 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 891335139003
- Zoning: R-1
- Special condition: Standard
Features
- Patio & porch: Patio
Lot
- Lot size: 6,969 sqft
- Features: Landscaped
- Lot size dimensions: 54 X 131
Parking
- Total spaces: 2
- Parking features: RV Access/Parking,2 Stall,Detached Garage,Garage Door Opener,Heated Garage
- Covered spaces: 2
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $148 | $1,776 |
| Property Taxes | $273 | $3,276 |
| Electricity | $121 | $1,452 |
| Total | $1,426 | $17,112 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Pending sale | $174,900 |
| 2026-07-31 | Listed for sale | $174,900 |
| 2024-05-16 | Sold | $160,000 |
| 2024-04-19 | Pending sale | $159,900 |
| 1982-12-16 | Sold | $15,500 |
View on Zillow