220 Forest Ave, Waterloo, IA, 50702
About This Home
--Buyer’s agents welcome – offering 2.5% commission-- Rare opportunity to own a classic Lustron enameled steel home combining timeless durability with modern updates. This well-maintained 1,000+ sq ft home features spacious living areas, thoughtful upgrades, and excellent storage throughout. The large open living room flows naturally into a formal dining space and a beautifully updated kitchen featuring new flooring, new refrigerator, new countertops, and restored cabinetry. The efficient layout includes main-floor laundry and mechanicals conveniently located nearby. Both bedrooms are generously sized and include built-in storage, a hallmark of Lustron homes. Recent mechanical improvements include new furnace, central air conditioning, and window inserts installed in 2022, providing comfort and efficiency. Outside, the fenced backyard offers privacy and space for pets or entertaining. The property includes a detached 2-stall garage with vinyl siding and updated garage doors. A removable accessibility ramp for the single step into the home is stored in the garage.
Getting Around
Somewhat Walkable
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1949
Materials
- Foundation: Concrete
- Roof: Metal
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Range / Oven,Refrigerator,Washer
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Carpet,Linoleum / Vinyl
Heating & Cooling
- Heating features: Other,Gas,Other
- Cooling features: Central
Interior Area
- Total interior livable area: 1,021 sqft
Property
Details
- Parcel number: 891335109012
Features
- Exterior features: Other
Lot
- Lot size: 7,112 sqft
Parking
- Parking features: Garage - Detached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $641 | $7,692 |
| Home Insurance * | $107 | $1,284 |
| Property Taxes | $210 | $2,520 |
| Electricity | $121 | $1,452 |
| Total | $1,079 | $12,948 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $134,500 |
| 2026-04-11 | Listed for sale | $138,500 |
| 2025-10-21 | Listing removed | $138,000 |
| 2025-08-04 | Price change | $138,000 |
| 2025-07-10 | Price change | $141,900 |
| 2025-06-10 | Price change | $144,900 |
| 2025-04-21 | Listed for sale | $149,900 |
| 2025-03-05 | Listing removed | -- |
| 2024-12-04 | Listed for sale | $139,999 |
| 2023-09-19 | Sold | $70,000 |
| 2023-08-31 | Pending sale | $95,000 |
| 2023-08-01 | Price change | $95,000 |
| 2023-07-12 | Listed for sale | $105,000 |
| 2005-10-18 | Sold | $65,000 |
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