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716 W 2nd St, Cedar Falls, IA, 50613

5beds
3baths
1,645sqft
$179,900
$109price/sqft
$1,357/moest. monthly cost
$54,280/yrincome needed

About This Home

Excellent opportunity to enjoy home ownership in this affordable 5 bedroom 2.5 bath home in an excellent location. There are numerous layout options for the rooms including a potential en suite on the main level! The main level currently consists of kitchen, bath, dining, living room and office. The upper level has 3 bedrooms and full bath while the walk out lower level consists of 2 bedrooms, bath and laundry. The outside has great off street parking, patio for grilling and a storage shed.

Getting Around

80
WalkingVery Walkable
24
TransitMinimal Transit
83
BikeVery Bikeable

Schools

8/10
Lincoln Elementary SchoolGrades PK-60.4 mi
9/10
6/10
Cedar Falls High SchoolGrades 10-122.0 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Lower Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Fireplace features: None
  • Finished area below ground: 325

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,645 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 891412157002
  • Zoning: R-1
  • Special condition: Standard

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 66x66

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$116$1,392
Property Taxes $210$2,520
Electricity $122$1,472
Total$1,357$16,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,525/yr
40% on housing$40,710/yr
45% on housing$36,186/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 50613$182
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50613$143
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$179,900
2026-06-24Listed for sale$179,900
2026-01-16Listing removed$174,600
2025-09-26Listed for sale$174,600
2023-04-11Sold$160,000
2023-02-23Pending sale$165,000
2023-02-11Listed for sale$165,000
2014-07-30Listing removed$138,500
2014-07-17Listing removed$1,200
2014-07-17Listed for sale$138,500
2014-05-19Price change$1,200
2014-03-18Price change$1,300
2014-03-12Listed for rent$1,480
2010-08-02Sold$115,000
2010-02-28Listed for sale$119,900
2007-05-29Sold$103,000
2006-05-04Sold$90,500

For Sale by Agent

AgentJustin Garman
BrokerageCentury 21 Signature RE

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