307 Olive St, Cedar Falls, IA, 50613
About This Home
Welcome home to this inviting 3-bedroom, 2-bath home in the heart of Cedar Falls! Offering a spacious and functional layout, this home features a large living room that provides the perfect gathering space for family, friends, or simply relaxing at the end of the day. The well-designed floor plan offers comfortable bedrooms, two full bathrooms, and plenty of room to make the space your own. Outside, you'll appreciate the detached 2-stall garage, providing ample parking and additional storage. Conveniently located near schools, parks, shopping, and all the amenities Cedar Falls has to offer, this home is full of potential and ready for its next owner. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this property is one you won't want to miss. Schedule your private showing today!
Getting Around
Very Walkable
Minimal Transit
BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Roof: Shingle,Asphalt
- Construction materials: Shingle Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Block,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Fireplace features: None
- Finished area below ground: 0
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 1,667 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 891412160005
- Zoning: R-2
- Special condition: Standard
Lot
- Lot size: 10,018 sqft
- Lot size dimensions: 77 x 132
Parking
- Total spaces: 2
- Parking features: 2 Stall,Detached Garage
- Covered spaces: 2
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,061 | $12,732 |
| Home Insurance * | $135 | $1,620 |
| Property Taxes | $208 | $2,496 |
| Electricity | $124 | $1,492 |
| Total | $1,528 | $18,336 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $210,000 |
| 2005-06-30 | Sold | $130,000 |
View on Zillow