See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

910 Walnut St, Cedar Falls, IA, 50613

3beds
2baths
1,678sqft
$194,900
$116price/sqft
$1,461/moest. monthly cost
$58,440/yrincome needed

About This Home

Located within walking distance of downtown Cedar Falls, this two-story home offers a strong opportunity for buyers looking to build equity, invest, or personalize a property over time. With 3 bedrooms, 2 bathrooms, and over 1,600 square feet, the home combines functional space, original character, and several standout features that are difficult to find at this price point. Inside, the layout provides comfortable separation between living and sleeping spaces, with all three bedrooms located upstairs. The main level offers multiple gathering areas, including a bright family room addition lined with floor-to-ceiling windows/sliding patio doors that bring in natural light throughout the day. The space also creates potential for a future wraparound deck, making it easy to imagine expanded indoor-outdoor living. The kitchen features newer cabinetry and connects naturally to the surrounding living areas, while the three-season porch adds additional usable space for relaxing or entertaining during warmer months. Downstairs, the large basement offers excellent storage and future finish potential for additional living space, a workshop, or hobby area. Outside, the oversized two-stall garage provides exceptional flexibility, including one bay with an extra-tall overhead door suitable for a camper, boat, or other recreational storage. For buyers who appreciate older home character and see the value in putting in some work to make a home their own, this property offers space, utility, and long-term potential in a convenient Cedar Falls location.

Getting Around

61
WalkingSomewhat Walkable
25
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

8/10
Lincoln Elementary SchoolGrades PK-60.2 mi
9/10
6/10
Cedar Falls High SchoolGrades 10-121.7 mi

Construction

Condition

  • Year built: 1926

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Washer,Gas Water Heater
  • Laundry features: 1st Floor,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Fireplace features: One,Gas
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,678 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Accessibility

  • Accessibility features: Handicap Access

Details

  • Parcel number: 891412357010
  • Zoning: R-1
  • Special condition: Standard

Features

  • Patio & porch: Enclosed

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 66x132

Parking

  • Total spaces: 2
  • Parking features: RV Access/Parking,2 Stall,Detached Garage,Oversized
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $985$11,820
Home Insurance *$125$1,500
Property Taxes $226$2,712
Electricity $125$1,502
Total$1,461$17,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,091/yr
40% on housing$43,830/yr
45% on housing$38,960/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 50613$182
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50613$143
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$194,900
2026-07-17Price change$194,900
2026-06-23Listed for sale$199,900
2025-11-01Listing removed$235,000
2025-09-14Price change$235,000
2025-07-02Listed for sale$240,000
2021-05-03Sold$142,500
2021-03-23Pending sale$155,000
2021-03-10Price change$155,000
2021-02-15Price change$157,500
2021-01-13Price change$160,000
2020-11-23Price change$162,500
2020-11-02Price change$165,000
2020-10-09Price change$167,500
2020-09-21Price change$170,000
2020-08-25Price change$175,000
2020-08-04Price change$177,500
2020-07-15Price change$180,000
2020-06-25Price change$185,000
2020-03-16Price change$140,000
2020-02-19Listed for sale$145,000
2019-07-19Sold$166,000

For Sale by Agent

AgentZeb Nicholson
BrokerageRe/Max Concepts

Similar Homes