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810 W 25th St, Cedar Falls, IA, 50613

--beds
--baths
4,906sqft
$419,000
$85price/sqft
$3,207/moest. monthly cost
$128,280/yrincome needed

About This Home

No better location than this college rental property. This apartment house features 6 units ranging from 1 bed/1 bath unit to a 4 bed/2 bath unit. Market rate rents generate nearly $5000 per month. Currently rented for $4185/month with one vacancy.

Getting Around

71
WalkingVery Walkable
31
TransitSome Transit
65
BikeBikeable

Schools

6/10
Lincoln Elementary SchoolGrades PK-61.2 mi
9/10
7/10
Cedar Falls High SchoolGrades 10-121.0 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Apartment

Interior

Appliances

  • Laundry features: 1st Floor

Basement

  • Has basement: Yes
  • Basement: Finished

Cooling

  • Cooling features: None

Features

  • Finished area below ground: 1,512
  • Finished area above ground: 1,828

Interior Area

  • Total structure area: 4,906
  • Total interior livable area: 4,906 sqft

Property

Details

  • Parcel number: 891413357002
  • Zoning: R-M
  • Special condition: Standard

Lot

  • Lot size: 5,818 sqft
  • Lot size dimensions: 50x132

Parking

  • Total spaces: 4
  • Parking features: Parking Pad,On Street,None
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$270$3,240
Property Taxes $454$5,448
Electricity $365$4,391
Total$3,207$38,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,954/yr
40% on housing$96,210/yr
45% on housing$85,520/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 50613$183
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50613$143
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-23Listed for sale$439,000

For Sale by Agent

AgentBrian Wingert
BrokerageStructure Real Estate

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