2204 Cottage Row Rd, Cedar Falls, IA, 50613
About This Home
Like to entertain? Rare Cedar River Sanctuary offering a ton of space inside and out to entertain along the river! Escape to your own private nature retreat with this beautifully positioned, turn-key home situated on 1.2-acre lot, mature trees and stunning scenic vistas. Perfect for outdoor enthusiasts and nature lovers, this property offers an incredible everyday vacation lifestyle right on the water where you can launch directly from your backyard, perfect for kayaking, canoeing, boating, and fishing. Enjoy the ultimate outdoor lifestyle with direct access to miles of connected bike paths leading straight into the beautiful Cedar Falls park system, then unwind nightly around a backyard fire pit or relax on the deck. Experience incredible wildlife where you can routinely spot bald eagles, deer, fox, and woodland creatures, or take in the panoramic river views through great room windows that encompass the home with natural light. The interior features two cozy fireplaces for chilly Iowa winters. Don't miss this rare opportunity to own a peaceful piece of the great outdoors with direct river access, set up your showing today!
Getting Around
Car-Dependent
Minimal Transit
BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Shingle
- Construction materials: Hardboard Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Free-Standing Range,Refrigerator,Washer
- Laundry features: Laundry Closet
Basement
- Has basement: Yes
- Basement: Concrete,Exterior Entry
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Fiber Optic
- Door features: French Doors
- Fireplace features: Multiple,In Family Room Up,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Baseboard,Electric,Forced Air
- Cooling features: Wall Unit(s)
Interior Area
- Total interior livable area: 2,074 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 891402151009
- Zoning: R-1
- Special condition: Standard
Features
- Patio & porch: Deck
- Exterior features: Dock,Fishing,Garden
Lot
- Lot size: 1.22 Acres
- Lot size dimensions: 105-160-400-400
Parking
- Total spaces: 2
- Parking features: Detached Garage
- Covered spaces: 2
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,199 | $26,388 |
| Home Insurance * | $280 | $3,360 |
| Property Taxes | $471 | $5,652 |
| Electricity | $154 | $1,856 |
| Total | $3,104 | $37,248 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Price change | $435,000 |
| 2026-05-17 | Listed for sale | $479,900 |
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