See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1024 Lantz Ave, Cedar Falls, IA, 50613

2beds
1baths
621sqft
$129,500
$209price/sqft
$1,024/moest. monthly cost
$40,960/yrincome needed

About This Home

Cute two bedroom with many updated window inserts. Eat-in kitchen with stove, refrigerator and microwave. Generous living room flows to 2 bedrooms and full bath. Basement offers ample storage and laundry area. Detached 2-stall garage. Corner lot.

Getting Around

27
WalkingCar-Dependent
0
TransitNo Nearby Transit
57
BikeBikeable

Schools

3/10
9/10
6/10
Cedar Falls High SchoolGrades 10-123.2 mi

Construction

Condition

  • Year built: 1947

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Free-Standing Range,Refrigerator,Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Block,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 621 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 901435478001
  • Zoning: R-2
  • Special condition: Standard

Lot

  • Lot size: 5,227 sqft
  • Features: Corner Lot
  • Lot size dimensions: 118 X 45

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Detached Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Drought
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $654$7,848
Home Insurance *$83$996
Property Taxes $166$1,992
Electricity $121$1,452
Total$1,024$12,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,108/yr
40% on housing$30,720/yr
45% on housing$27,306/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 50613$183
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50613$143
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$129,500
2026-07-28Listed for sale$129,500
2001-04-06Sold$34,000

For Sale by Agent

AgentMichele Henze
BrokerageLockard Realty Company

Similar Homes