See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

112 Winding Ridge Rd, Denver, IA, 50622

5beds
4baths
3,937sqft
$511,950
$130price/sqft
$3,755/moest. monthly cost
$150,200/yrincome needed

About This Home

Welcome to this beautifully maintained 4–5 bedroom, 3.5 bathroom home nestled on a serene 1.43-acre wooded lot, offering privacy and space in a highly desirable neighborhood. This inviting property features a spacious kitchen perfect for gathering and entertaining, along with convenient main floor laundry and office space nearby. The main level boasts vaulted ceilings that enhance the open feel, as well as a comfortable primary suite for easy living. You’ll appreciate the abundance of storage throughout the home, making organization effortless. The finished basement expands your living space with an additional bedroom and bathroom, ideal for guests or extended family. Car enthusiasts and hobbyists will love the attached 2-stall garage plus an additional detached garage for extra storage or workspace. Recent updates include a new roof, new HVAC system, and a new driveway, providing peace of mind for years to come. Located in a great community known for its charm and appeal, this property offers the perfect blend of comfort, functionality, and tranquility.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

8/10
Denver Middle SchoolGrades 6-82.8 mi
8/10
Denver Senior High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Free-Standing Range,Refrigerator,Water Softener Owned
  • Laundry features: 1st Floor

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Radon Mitigation System,Walk-Out Access,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Fireplace features: One,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 900

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Propane Rented
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,937 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 1022102004
  • Zoning: R-1
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Exterior features: Garden

Lot

  • Lot size: 1.43 Acres
  • Features: Wooded
  • Lot size dimensions: 1.43 acres

Parking

  • Total spaces: 3
  • Parking features: 3 or More Stalls,Attached Garage,Detached Garage
  • Covered spaces: 3
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,588$31,056
Home Insurance *$368$4,416
Property Taxes $506$6,072
Electricity $293$3,524
Total$3,755$45,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,742/yr
40% on housing$112,650/yr
45% on housing$100,133/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 50622$165
Bremer County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 50622$145
Bremer County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$535,000
2026-03-26Listed for sale$549,000
2022-09-28Sold$435,000
2022-08-23Pending sale$449,900
2022-08-18Price change$449,900
2022-07-27Listed for sale$459,900
1997-01-28Sold$26,500

For Sale by Agent

AgentJordan Tranbarger
BrokerageOakridge Real Estate

Similar Homes