101 E 13th St, Sumner, IA, 50674
About This Home
This is the acreage dream you've been waiting for in Sumner! This immaculate, custom-built home features 3+ BDRMS & 3.5 BA, perfectly situated on a peaceful 2.62 acre estate, offering unmatched space & utility. The main level captivates w/ an open-concept living area & a breathtaking 20-foot ceiling, flooded w/ natural light from soaring floor-to-ceiling windows. The oversized kitchen is a chef's delight, opening directly onto a wrap-around deck perfect for entertaining & enjoying sunrise views. Convenience is key w/ 2 main-level BDRMS, both featuring private en-suite baths, plus a main-floor powder room. The finished LL expands your living options w/ a spacious rec room, a 3rd bedroom, and a 4th non-conforming room, complemented by a vast, semi-finished space with 10-foot ceilings, ready for your custom theater or gym, & a walk out w/ patio. Exceptional utility is provided by a detached 1680 SF 4-car garage, a small hobby shed, & a basement shop, while the home's comfort is ensured by geothermal HVAC. The property's curb appeal is enhanced by beautiful natural prairie, mature plantings, handsome retaining walls, & a light-lined driveway w/ carport & parking for a dozen vehicles. Well-cared for & guaranteed to deliver peace and quiet, this is the perfect opportunity for cosmetic personalization to create your forever sanctuary!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2001
Materials
- Construction materials: Vinyl,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range Or Oven,Refrigerator,Washer
- Laundry features: Lower Level,In Kitchen,Main Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Full,Concrete,Walk-Out Access,Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Bookcases,High Ceilings,Entrance Foyer,Vaulted Ceiling(s),Primary On Main Level,Zero Step Entry,Breakfast Bar,Pantry
- Flooring: Carpet,Vinyl
- Fireplace features: None
- Finished area below ground: 1,972
- Finished area above ground: 3,232
Heating
- Heating features: Geothermal
Interior Area
- Total structure area: 5,204
- Total interior livable area: 5,204 sqft
Property
Accessibility
- Accessibility features: Handicap Access
Details
- Parcel number: 0424152018 & 0424152017
- Zoning: Residential
- Special condition: Standard
Features
- Patio & porch: Deck,Patio
Lot
- Lot size: 2.62 Acres
- Features: Two To Five Acres,Corner Lot,Level,Open Lot,Back Yard
- Lot size dimensions: 2.62 acres
Parking
- Total spaces: 4
- Parking features: Carport,Guest,Heated Garage
- Has garage: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,780 | $33,360 |
| Home Insurance * | $796 | $9,552 |
| Property Taxes | $582 | $6,984 |
| Electricity | $388 | $4,658 |
| Total | $4,546 | $54,552 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Listed for sale | $600,000 |
| 2026-04-09 | Listing removed | $655,000 |
| 2026-02-23 | Price change | $655,000 |
| 2026-02-13 | Price change | $630,000 |
| 2025-12-10 | Listed for sale | $655,000 |
| 2001-03-22 | Sold | $40,000 |
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