




310 12th St NE, Waverly, IA, 50677
About This Home
Nestled on a beautifully wooded half-acre lot in the highly sought-after High Point Addition of Waverly, this exceptional 4-bedroom, 4-bathroom home offers the perfect blend of luxury, privacy, and everyday functionality. Tucked away on a quiet dead-end road and surrounded by mature trees, this property provides a peaceful retreat while remaining just minutes from everything Waverly has to offer. From the moment you step inside, you'll be captivated by the dramatic wall of windows that flood the open-concept living space with natural light. A stunning floor-to-ceiling stone fireplace serves as the centerpiece of the living room, creating a warm and inviting atmosphere that's perfect for both entertaining and relaxing. The thoughtfully designed main level features not only a spacious owner's suite complete with dual walk-in closets and a beautifully renovated spa-inspired bathroom with a luxurious soaking tub and walk-in shower, but also a bonus office area with hand crafted wainscotting. The heart of the home is the expansive kitchen, offering granite countertops, abundant cabinetry, generous prep space, and a walk-in pantry. All of this opens up to a dining room with sliding glass doors onto a composite deck that overlooks your beautiful yard. A large laundry and mudroom with extensive cabinetry, countertops and built-in lockers adds convenience to everyday living. The fully finished walkout lower level expands your living space with comfort and versatility. Complete with in-floor heat, a large family room, wet bar, full bathroom, dedicated workout room, and exceptional storage, it's perfectly suited for entertaining guests or enjoying cozy evenings at home. Enjoy peaceful mornings or evening gatherings on the elevated composite deck, privately tucked among the trees, with convenient access to the spacious concrete patio below from the walkout basement. Additional highlights include an oversized three-stall garage with direct basement access, beautifully updated hardwood and marble flooring, modern finishes throughout, and extensive recent mechanical updates including a new furnace, air conditioner, boiler, water heater, and appliances, which would provide peace of mind for years to come. Homes offering this level of privacy, quality, and thoughtful updates in High Point Addition rarely become available. Schedule your private showing today and experience everything this remarkable property has to offer.
Getting Around
Schools
Construction
Condition
- Year built: 2004
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: 1st Floor,Laundry Room
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Fireplace features: One,In Family Room Up
- Fireplace: Yes
- Finished area below ground: 950
Heating & Cooling
- Heating features: Forced Air,Radiant Floor
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,397 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 0901126005
- Zoning: R-1
- Special condition: Standard
Lot
- Lot size: 0.53 Acres
- Lot size dimensions: 133x175
Parking
- Total spaces: 3
- Parking features: 3 or More Stalls,Attached Garage
- Covered spaces: 3
- Carport spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,957 | $35,484 |
| Home Insurance * | $393 | $4,716 |
| Property Taxes | $796 | $9,552 |
| Electricity | $253 | $3,040 |
| Total | $4,399 | $52,788 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $584,900 |
| 2012-06-08 | Sold | $310,000 |
| 2012-03-28 | Price change | $319,000 |
| 2012-02-17 | Listed for sale | $334,800 |
| 2011-11-23 | Sold | $250,000 |
