720 4th St SE, Waverly, IA, 50677
About This Home
Welcome to 720 4th St SE in Waverly! This charming 1-story home offers the perfect combination of comfort, convenience, and outdoor enjoyment. Featuring 2 bedrooms, 1.75 bathrooms, and beautiful hardwood floors, this home is full of character and warmth. Situated on a spacious double lot, you'll have plenty of room to relax, entertain, garden, or explore future possibilities. Enjoy the convenience of being just one block from a city park and Waverly's scenic bike trail system, providing easy access to recreation and outdoor activities year-round. Inside, you'll find a functional layout with comfortable living spaces, hardwood flooring, and ample natural light throughout. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this property may be for you. Schedule your private showing today! Sale includes additional lot next to it #0902336010
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1955
Materials
- Roof: Rubber
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Appliances Negotiable,Refrigerator,Gas Water Heater
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Block
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Fireplace features: None
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 988 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 0902336009
- Zoning: R-1
- Special condition: Standard
Features
- Patio & porch: Patio
Lot
- Lot size: 0.28 Acres
- Lot size dimensions: 0
Parking
- Total spaces: 1
- Parking features: 1 Stall
- Covered spaces: 1
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $127 | $1,524 |
| Property Taxes | $255 | $3,060 |
| Electricity | $121 | $1,452 |
| Total | $1,463 | $17,556 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-25 | Listed for sale | $189,900 |
| 2023-01-11 | Listing removed | -- |
| 2022-12-14 | Listed for rent | $1,200 |
| 2019-07-09 | Sold | $115,000 |
| 2019-06-02 | Listed for sale | $119,900 |
| 2019-06-02 | Pending sale | $119,900 |
| 2019-05-23 | Listed for sale | $119,900 |
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