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1300 2nd Ave SW, Waverly, IA, 50677

3beds
3baths
2,329sqft
$249,900
$107price/sqft
$1,921/moest. monthly cost
$76,840/yrincome needed

About This Home

1300 2nd Ave SW offers 1839 square feet of well planned living space with three bedrooms and three bathrooms in a convenient Waverly location. The main level includes the kitchen, dining area, living room, primary bedroom, a full bathroom, and a den with its own three quarter bath. Natural light moves easily through the main floor, giving each space a comfortable feel. The kitchen provides ample cabinet storage and practical workspace, and the dining area connects smoothly to the living room for everyday use. Two additional bedrooms are located upstairs along with a half bath, creating a separate area well suited for guests or household members who prefer added privacy. The lower level features a large family room that works well for movie nights, hobbies, or a home office. Additional storage areas help keep the main level organized. The exterior is well maintained, with a yard that offers room for outdoor seating, gardening, or simple relaxation. A detached garage adds convenience and extra storage options throughout the year. Annual taxes are approximately 3620. The location provides quick access to schools, parks, and local amenities.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Aluminum Siding,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Appliances Negotiable,Cooktop,Dishwasher,MicroHood,Microwave Built In,Free-Standing Range,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Gas Dryer Hookup,Electric Dryer Hookup,Lower Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Floor Drain,Partially Finished,Radon Mitigation System

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Door features: Sliding Doors
  • Flooring: Hardwood
  • Fireplace features: None
  • Finished area below ground: 490

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,329 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 0903178013
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Patio & porch: Patio
  • Exterior features: Breezeway

Lot

  • Lot size: 8,712 sqft
  • Features: Corner Lot
  • Lot size dimensions: 70 x 129

Parking

  • Total spaces: 1
  • Parking features: 1 Stall,Detached Garage
  • Covered spaces: 1
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Inland Flooding

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$168$2,016
Property Taxes $317$3,804
Electricity $173$2,084
Total$1,921$23,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,862/yr
40% on housing$57,630/yr
45% on housing$51,226/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 50677$142
Bremer County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 50677$147
Bremer County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-14Price change$259,900
2026-02-04Listed for sale$265,000
2020-07-27Sold$195,000
2020-06-19Pending sale$199,900
2020-05-27Price change$199,900
2020-02-26Listed for sale$209,500
2011-05-24Sold$154,000
2010-09-27Sold$100,000

For Sale by Agent

AgentAmanda Sager
BrokerageRE/MAX Concepts - Cedar Falls

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