2304 3rd Ave NW, Waverly, IA, 50677
About This Home
This spacious home features four bedrooms and a full bathroom on the main level, along with a large living room that flows seamlessly into the eat-in kitchen, creating a functional and welcoming space for everyday living. The finished lower level offers even more living space with a family room, a fifth bedroom complete with its own private bathroom, and a versatile bonus room that is perfect for a home office, craft room, workout space, or additional storage. Enjoy peace of mind with several major improvements, including new siding (2023), a brand-new air conditioner (2024), and an energy-efficient tankless water heater. The oversized two-stall garage provides plenty of room for vehicles, storage, hobbies, or a workshop. Step outside to enjoy the added privacy of an open field directly behind the home, creating beautiful views and the rare benefit of no backyard neighbors. Move-in ready and filled with value, this home is ready to welcome its next owners. Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1971
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Free-Standing Range,Refrigerator,Washer
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Features
- Fireplace features: None
- Finished area below ground: 874
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,006 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 0904226004
- Zoning: R-1
- Special condition: Standard
Features
- Patio & porch: Deck
Lot
- Lot size: 9,583 sqft
- Lot size dimensions: 78X122
Parking
- Total spaces: 2
- Parking features: 2 Stall,Detached Garage,Oversized
- Covered spaces: 2
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,365 | $16,380 |
| Home Insurance * | $181 | $2,172 |
| Property Taxes | $345 | $4,140 |
| Electricity | $149 | $1,795 |
| Total | $2,040 | $24,480 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Price change | $264,900 |
| 2026-07-01 | Listed for sale | $270,000 |
| 2025-09-22 | Sold | $250,000 |
| 2025-08-04 | Pending sale | $250,000 |
| 2025-07-29 | Price change | $250,000 |
| 2025-07-09 | Price change | $265,000 |
| 2025-06-26 | Listed for sale | $275,000 |
| 2018-08-10 | Sold | $175,000 |
| 2018-07-03 | Listed for sale | $179,500 |
| 2009-05-16 | Listing removed | $162,000 |
| 2008-10-04 | Listed for sale | $162,000 |
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