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1144 Hawley St, Jesup, IA, 50648

5beds
3baths
2,464sqft
$414,900
$168price/sqft
$3,202/moest. monthly cost
$128,080/yrincome needed

About This Home

More photos to come! Set on 1.14 acres in an established Jesup neighborhood, this spacious 5-bedroom, 2.5-bath home offers a combination of indoor and outdoor space that is hard to find within city limits. Inside, abundant natural light complements the hardwood flooring, oak trim, and woodwork. Recent improvements include new shingles, new carpet in all carpeted areas, new luxury vinyl tile in each bathroom, and fresh interior updates. The insulated, partially finished basement adds flexible space and generous storage. The park-like backyard is one of the property’s defining features, with mature trees, natural landscaping, three raised limestone garden beds, and plenty of room for gardening, recreation, entertaining, and outdoor living. Two covered porches provide welcoming places to gather or relax, with large storage areas beneath them. All major appliances stay, including the gas range, microwave, oversized refrigerator and freezer, washer, and dryer. Additional features include an automatic standby generator serving essential household circuits, a water softener, reverse-osmosis drinking-water system, active radon mitigation, and plumbing for central vacuum. With five bedrooms, 1.14 acres, substantial recent improvements, and a mature in-town setting, this home offers space, character, and practical features rarely found together in Jesup. Schedule your private showing today.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
Jesup Elementary SchoolGrades PK-40.7 mi
8/10
Jesup Middle SchoolGrades 5-80.7 mi
7/10
Jesup High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Aluminum Siding,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dishwasher,Dryer,Disposal,Microwave,Refrigerator,Washer,Gas Water Heater,Water Softener Owned
  • Laundry features: 1st Floor,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Concrete,Radon Mitigation System,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Central Vacuum
  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,464 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 0532178002
  • Zoning: R-1
  • Special condition: Standard

Features

  • Patio & porch: Patio,Porch
  • Exterior features: Garden

Lot

  • Lot size: 1.14 Acres
  • Lot size dimensions: 103x477

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Attached Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Drought
Hail
Tornado

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,097$25,164
Home Insurance *$362$4,344
Property Taxes $560$6,720
Electricity $183$2,205
Total$3,202$38,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,782/yr
40% on housing$96,060/yr
45% on housing$85,386/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 50648$158
Buchanan County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 50648$115
Buchanan County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$404,000
2026-07-24Listed for sale$414,900

For Sale by Agent

AgentKelly L Walton
BrokerageOhl Iowa Realty, Inc

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