307 7th Ave NW, Independence, IA, 50644
About This Home
Discover the possibilities at this charming home located in the heart of Independence! Whether you're searching for your next home or an investment opportunity, this property offers the space and potential to make it your own. Inside, you'll find a functional layout with plenty of room to personalize and update to fit your style. Outside, enjoy a yard with space for outdoor activities, gardening, or simply relaxing. Conveniently located near local amenities, schools, parks, shopping, and dining, this home offers the perfect combination of comfort and convenience. This property is being sold AS-IS, and the seller will make no repairs or improvements. Buyers are encouraged to complete any inspections they deem necessary prior to purchase. This property is NOT available for rent or rent-to-own. Please be aware of online rental scams-this home is offered for sale only. Don't miss your chance to own this affordable Independence property. Schedule your showing today and see the potential for yourself!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1880
Materials
- Roof: Asphalt
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Refrigerator,Microwave,Oven,Washer
Basement
- Area: 816
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood,Vinyl
- Finished area above ground: 1,440
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central
Interior Area
- Total structure area: 2,256
- Total interior livable area: 1,440 sqft
Kitchen
- Features: Open,Laminate Counters
Property
Details
- Parcel number: 0634354006
- Lease amount: 0
Features
- Stories: 2
Lot
- Lot size: 8,712 sqft
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $682 | $8,184 |
| Home Insurance * | $127 | $1,524 |
| Property Taxes | $217 | $2,604 |
| Electricity | $121 | $1,452 |
| Total | $1,147 | $13,764 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $128,250 |
| 2026-07-04 | Listed for sale | $135,000 |
| 2015-10-05 | Listing removed | $118,000 |
| 2015-08-05 | Listed for sale | $118,000 |
| 2009-05-05 | Sold | $81,500 |
View on Zillow