308 4th Ave NW, Independence, IA, 50644
About This Home
This home is going to knock your socks off. You walk into this beautiful 3-bedroom, two-bath river home and immediately notice it has been completely gutted and redone to perfection. This home features a 416 sq foot deck overlooking the stunning Wapsipinicon River, inspiring a sense of tranquility and connection to nature. You can also add a dock and a boat, and fish right from your backyard. If that's not enough, come on back inside and enjoy the gorgeous custom kitchen with hard-surface countertops, the dining room and seating area with a wall of windows and slider doors facing the water, the naturally lit living room, remodeled bathrooms, and more! Don't delay beautiful river homes like this; they don't come around often.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Appliances Negotiable
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Block
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Fireplace features: None
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,576 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 0634381002
- Zoning: S-F
- Special condition: Standard
Features
- Patio & porch: Deck
- On waterfront: Yes
- Waterfront features: River Front
Lot
- Lot size: 9,147 sqft
- Lot size dimensions: 66x140
Parking
- Total spaces: 2
- Parking features: 2 Stall,Detached Garage
- Covered spaces: 2
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $331 | $3,972 |
| Property Taxes | $476 | $5,712 |
| Electricity | $121 | $1,452 |
| Total | $2,697 | $32,364 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-19 | Listed for sale | $349,900 |
| 2021-07-19 | Sold | $127,500 |
| 2021-04-10 | Pending sale | $135,000 |
| 2021-03-15 | Listed for sale | $135,000 |
| 2016-02-01 | Listing removed | $156,000 |
| 2015-11-16 | Listed for sale | $156,000 |
| 1991-06-03 | Sold | $21,000 |
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