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307 6th Ave NE, Independence, IA, 50644

2beds
1baths
864sqft
$159,900
$185price/sqft
$1,338/moest. monthly cost
$53,520/yrincome needed

About This Home

Take a look at this move in ready ranch!! Relax with a cup of coffee in the gorgeous sunroom with fresh paint and new flooring. Kitchen has had a facelift as well with new flooring and freshly painted cabinets! The hardwood floors have been recently uncovered and revived throughout the large living room, hallway and bedrooms. Full bath has been updated as well. Oversized 20x14 garage. Super cute curb appeal! Basement can easily be finished for additional square footage.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

--
East Elementary SchoolGrades K-21.0 mi
7/10
West Elementary SchoolGrades 3-61.1 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Appliances Negotiable,Gas Water Heater
  • Laundry features: 1st Floor,Lower Level

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood
  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 864 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 0634480011
  • Zoning: R-2
  • Special condition: Standard

Features

  • Patio & porch: Enclosed

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 83x83

Parking

  • Total spaces: 1
  • Parking features: 1 Stall,Detached Garage,Garage Door Opener,Oversized
  • Covered spaces: 1
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$151$1,812
Property Taxes $258$3,096
Electricity $121$1,452
Total$1,338$16,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,874/yr
40% on housing$40,140/yr
45% on housing$35,680/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 50644$318
Buchanan County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 50644
Buchanan County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Price change$164,900
2025-12-04Listed for sale$169,900
2025-07-11Sold$152,000
2025-05-24Pending sale$150,000
2025-05-20Listed for sale$150,000
1996-04-02Sold$45,000

For Sale by Agent

AgentKari Penhollow
BrokerageBerkshire Hathaway Home Services One Realty Centre

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