See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

255 E Monroe St, Winthrop, IA, 50682

2beds
1baths
1,256sqft
$99,900
$80price/sqft
$854/moest. monthly cost
$34,160/yrincome needed

About This Home

Great home for a first time home buyer! This ranch style home features a remodeled bathroom with a stackable washer/dryer. Fresh Paint throughout. All new lower cabinets, new countertops and flooring in kitchen. Sewer line was completely replaced in 2024. Furnace new in 2025! Garage has been enclosed to feature a workshop/man cave. Home is situated on a 1/4 acre lot!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
6/10
4/10
East Buchanan High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1953

Materials

  • Roof: Asphalt
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Appliances Negotiable,Dishwasher,Dryer,Refrigerator,Washer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,256 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 0736429007
  • Zoning: R-1
  • Special condition: Standard

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 85x132

Parking

  • Total spaces: 1
  • Parking features: Workshop in Garage
  • Covered spaces: 1
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Hail
Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$103$1,236
Property Taxes $125$1,500
Electricity $121$1,452
Total$854$10,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,280/yr
40% on housing$25,620/yr
45% on housing$22,773/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 50682$145
Buchanan County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 50682
Buchanan County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$114,900
2026-03-03Listed for sale$124,900
2023-11-10Sold$60,000
2023-10-12Pending sale$61,500
2023-10-09Listed for sale$61,500
2014-07-19Listing removed$69,500
2013-08-24Price change$69,500
2013-07-20Listed for sale$74,500
2012-04-17Listing removed$62,000
2012-03-17Listed for sale$62,000

For Sale by Agent

AgentKari Penhollow
BrokerageBerkshire Hathaway Home Services One Realty Centre

Similar Homes